17808 Shady Mill Rd, Derwood, MD 20855 Property Records

Montgomery County property record for 17808 Shady Mill Rd, Derwood, MD 20855

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,078 sqft · built 1967
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$489,900 (Jan 2014)
Tax Bill	$7,784 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00787405`

Property Details

APN / Parcel Number

Primary APN	`09-00787405`
Alternative APN	`00787405`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,078 sqft Living Area
Gross Area	3,606 sqft
1st Floor Area	1,829 sqft
Basement Area	490 sqft
Finished Basement	490 sqft
Utility Area	60 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00787405
Street Address	17808 SHADY MILL RD
City	DERWOOD
State	MD
Zip	20855-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	MILL CREEK TOWNE
Legal Subdivision	MILL CREEK TOWNE
Legal Block	X
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	700710

Owner

17808 Shady Mill Rd is owned and occupied by two individuals who bought it in January 2014.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	17808 SHADY MILL RD, DERWOOD, MD 20855-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2014 · Amount on File
Deed Sale	Jan 15, 2014 · Amount on File
Prior Sale	Oct 4, 2013 · Amount on File
Deed Book / Page	48188 / 436
Prior Transfer Date	Sep 30, 2005
Prior Transfer Doc	0310510787
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17808 SHADY MILL RD, DERWOOD, MD 20855-1028
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17808 SHADY MILL RD, DERWOOD, MD 20855-1028

Mortgage

Document Number	0608840325
Date	Oct 26, 2020
Book Page	60884/325

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Oct 1, 2046

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	17808 SHADY MILL RD, DERWOOD, MD 20855-1028
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0648270194
Date	Dec 15, 2021
Book Page	64827/194

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 17808 Shady Mill Rd was $7,784, up 0.8% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$741,200 (+8.89%) Land $209,800 Building $531,400	$741,200 (-) Land $209,800 Building $531,400
2025	$7,784.00 (+0.8%)	$680,667	$741,200 Land $209,800 Building $531,400
2024	$7,722.00
2023		$559,600 Land $209,800 Building $349,800	$559,600 Land $209,800 Building $349,800
2022	$5,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17808 Shady Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17808 Shady Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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