17802 170th Ave, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17802 170th Ave, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1978
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Oct 2025)
Tax Bill	$2,255 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-09-432-009`

Property Details

APN / Parcel Number

Primary APN	`70-03-09-432-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17802 170TH AVE
City	SPRING LAKE
State	MI
Zip	49456-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG 1
Legal Description	W 100 FT OF LOTS 17 & 18, ALSO THAT PART OF 170TH AVE COM SW COR LOT 18, TH N 100 FT, W 335 FT ALG EXTENDED N LI LOT 17, S 33D 32M W TO A PT W OF BEG, TH E TO BEG BOTTEMA'S SUPRV'S PLAT
Legal Range	14W
Legal Township	7N
Legal Section	09
Legal Subdivision	S PLAT
Legal Block	432
Legal Lot Number	17-18
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	1
Census Block	1000
Census Tract	20600

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17802 170TH AVE, SPRING LAKE, MI 49456-1237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Oct 7, 2025	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Apr 21, 2015 · Amount on Record
Deed Document Number	202528004
Prior Transfer Date	Mar 21, 2008
Prior Transfer Doc	5624/486
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17802 170TH AVE, SPRING LAKE, MI 49456-1237
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17802 170TH AVE, SPRING LAKE, MI 49456-1237

Mortgage

Document Number	20250031702
Date	Nov 10, 2025
Instrument	2025-0031702

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17802 170TH AVE, SPRING LAKE, MI 49456-1237
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17802 170TH AVE, SPRING LAKE, MI 49456-1237

Mortgage

Document Number	20230009390
Date	Apr 18, 2023
Instrument	2023-0009390

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 7, 2025
Property Address	17802 170TH AVE, SPRING LAKE, MI 49456-1237
Document Number	20250028004
Instrument Date	Oct 3, 2025
Instrument	2025-0028004
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12133 SANDY WOODS DR, GRAND HAVEN, MI 49417-9304

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	17802 170TH AVE, SPRING LAKE, MI 49456-1237

Mortgage

Document Number	20250028005
Date	Oct 7, 2025
Instrument	2025-0028005

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,200 (+6.9%)	$266,400 (+6.9%)
2025	$2,255.00 (+6.32%) Homeowner's exemption	$124,600 (+2.3%)	$249,200 (+2.3%)
2024	$2,121.00 (-5.4%)
2023		$121,800	$243,600
2022	$2,242.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1985–2019)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Oct 2019 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum.

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