17800 Speculator Ln, Elgin, TX 78621 Property Records

Travis County property record for 17800 Speculator Ln, Elgin, TX 78621

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,520 sqft · built 2022
Lot Size0.164 acres (7,153 sqft)
Owner2 Trust Names on File
Tax Bill$1,687 (2024)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0650080207

Property Details

APN / Parcel Number

Primary APN0650080207
Alternative APNs
  • 06500802070000
  • 959481

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,520 sqft Living Area
1st Floor Area1,520 sqft

Exterior

Year BuiltBuilt 2022
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,153 sqft (0.164 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number959481
Street Address17800 SPECULATOR LN
CityELGIN
StateTX
Zip78621-2342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOMESTEAD ESTATES UNIT 2 BLK D LOT 12
Legal SubdivisionHOMESTEAD ESTATES UNIT 2
Legal BlockD
Legal Lot Number12
Legal Unit2
JurisdictionTRAVIS TX
Township / Civil DivisionNORTHEAST TRAVIS
Census Block Group1
Census Block1050
Census Tract45800

Owner

17800 Speculator Ln is held in a trust since June 2022.

Source: Travis County records, as of November 3, 2025

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address18 WILD ROSE, LAKE FOREST, CA 92630-8384
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJun 28, 2022
Deed SaleJun 28, 2022
Deed Document Number2022113060
Record UpdatedJun 8, 2026

June 2022: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionTRAVIS TX
Recording DateJun 28, 2022
Property Address17800 SPECULATOR LN, ELGIN, TX 78621-2342
Document Number0000113060
Map ReferenceDOC 202100260
Instrument DateJun 21, 2022
Instrument2022113060
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 30, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address18 WILD ROSE, LAKE FOREST, CA 92630-8384

Mortgage

Document Number0000113061
DateJun 28, 2022
Instrument2022113061
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityElgin City
CountyTravis County
Unified School DistrictElgin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$299,514 (-1.72%) Land $75,000 Building $224,514$299,514 (-1.72%) Land $75,000 Building $224,514
2024$1,687.00$304,746 (+6.63%) Land $60,000 Building $244,746$304,746 (+6.63%) Land $60,000 Building $244,746
2023$285,809 Land $16,800 Building $269,009$285,809 Land $16,800 Building $269,009

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17800 Speculator Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 17800 Speculator Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA WSC
serves 86,325 people · EPA ID TX0110013
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting27
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Centric Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SOS Communications
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

Nearby Properties on Speculator Ln

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