1780 Wolf Rd, Oswego, IL 60543 Property Records

Kendall County property record for 1780 Wolf Rd, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3,478 sqft
Lot Size	2.76 acres (120,661 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Feb 2022)
Tax Bill	$11,182 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-14-300-002`

Property Details

APN / Parcel Number

Primary APN	`03-14-300-002`

Interior

Stories	1 Story
Building Area	3,478 sqft Living Area
Gross Area	7,681 sqft
1st Floor Area	3,478 sqft
Basement Area	3,286 sqft

Exterior

Lot Area	120,661 sqft
Garage Type	Attached
Garage Area	917 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Street Address	2003 5TH ST
City	OSWEGO
State	IL
Zip	60543-6600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 14-37-8
Legal Range	08E
Legal Township	37N
Legal Section	14
Legal Subdivision	TOWNSHIP
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1007
Census Tract	890105

Owner

1780 Wolf Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Kendall County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2003 5TH ST, OSWEGO, IL 60543-6600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit EARTHMOVER CU
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EARTHMOVER CU
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit EARTHMOVER CREDIT UNION
Feb 18, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 8, 2022	Re-recorded Document E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Prior Sale	Feb 1, 1995 · Amount on File
Deed Document Number	20223411
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2003 5TH ST, OSWEGO, IL 60543-6600
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006862
Date	Apr 15, 2022
Instrument	202200006862

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	2003 5TH ST, OSWEGO, IL 60543-6600
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009510
Date	Aug 23, 2023
Instrument	202300009510

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	AURORA, IL 60507

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 28, 2033

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Recording Date	Apr 29, 2026
Property Address	1780 WOLF RD, OSWEGO, IL 60543-8473
Document Number	0000005952
Instrument Date	Apr 15, 2026
Instrument	20265952
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1780 WOLF RD, OSWEGO, IL 60543-8473

Mortgage

Document Number	0000005952,
Date	Apr 29, 2026
Instrument	20265952

Lender

Name	EARTHMOVER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 18, 2022
Property Address	2003 5TH ST, OSWEGO, IL 60543-6600
Document Number	0000003411
Instrument Date	Feb 14, 2022
Instrument	202200003411
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1780 WOLF RD, OSWEGO, IL 60543-8473

Mortgage

Document Number	0000003412
Date	Feb 18, 2022
Instrument	202200003412

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

March 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KENDALL IL
Recording Date	Mar 8, 2022
Property Address	2003 5TH ST, OSWEGO, IL 60543-6600
Document Number	0000004455
Instrument Date	Feb 14, 2022
Instrument	202200004455
Record Updated	Jun 2, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1780 WOLF RD, OSWEGO, IL 60543-8473

Tax Assessment & Valuation

The 2025 property tax bill for 1780 Wolf Rd was $11,182, up 7.6% from the year before.

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,182.00 (+7.62%)	$156,479 (+14%) Land $44,425 Building $112,054	$469,437 (+14%) Land $133,275 Building $336,162
2024	$10,390.00	$137,262 Land $38,969 Building $98,293	$411,786 Land $116,907 Building $294,879
2022		$111,549 Land $31,669 Building $79,880	$334,647 Land $95,007 Building $239,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1780 Wolf Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1780 Wolf Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

Nearby Properties on Wolf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures