1780 37th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1780 37th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,296 sqft · built 1973
Lot Size	10.8 acres (470,448 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2015)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-018-3400`

Property Details

APN / Parcel Number

Primary APN	`25-018-3400`
Alternative APNs	`25-00018-3400` `16856`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	470,448 sqft (10.8 acres)
Garage Type	Attached
Garage Area	602 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	369 sqft
Deck Area	274 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16856
Street Address	1780 37TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	THAT PT OF SW 1-4 DES AS FOLLOWS: BEG AT INTERSECTION OF S LINE OF SEC 18 WITH NE'LY BOUNDARY LINE OF PRAIRIE PINES,
Legal Range	30W
Legal Township	35N
Legal Section	18
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1017
Census Tract	31500

Owner

1780 37th St SE is owned and occupied by an individual who bought it in July 2015.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1780 37TH ST SE, SAINT CLOUD, MN 56304-9508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit DEERWOOD BANK
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2015 · Amount on File
Deed Sale	Jul 8, 2015 · Amount on File
Deed Document Number	2015806202
Prior Transfer Date	Jun 25, 2015
Prior Transfer Doc	0000806201
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1780 37TH ST SE, SAINT CLOUD, MN 56304-9508
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1780 37TH ST SE, SAINT CLOUD, MN 56304-9508

Mortgage

Document Number	0000939072
Date	Mar 10, 2022
Instrument	939072

Lender

Name	DEERWOOD BANK
Type	Bank
Address	SARTELL, MN 56377

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1780 37TH ST SE, SAINT CLOUD, MN 56304-9508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000883705
Date	Dec 13, 2019
Instrument	883705

Lender

Name	AFFINITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jan 1, 2040

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1780 37TH ST SE, SAINT CLOUD, MN 56304-9508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000891180
Date	May 8, 2020
Instrument	891180

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 20, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1780 37th St SE was $3,526 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,600 (+9.08%) Land $210,400 Building $258,200	$468,600 (+9.08%) Land $210,400 Building $258,200
2025	$3,526.00	$429,600 Land $196,900 Building $232,700	$429,600 Land $196,900 Building $232,700
2023	$3,084.00	$404,500 Land $178,200 Building $226,300
2021			$404,500 Land $178,200 Building $226,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1780 37th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1780 37th St SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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