Sacramento County property record for 178 Willow Creek Dr, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,100 sqft · built 1981 |
| Lot Size | 0.244 acres (10,633 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Mar 2020) |
| Tax Bill | $7,080 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-0480-043-0000 |
| Primary APN | 071-0480-043-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 2,100 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,633 sqft (0.244 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 178 WILLOW CREEK DR |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-4805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-ML |
| Legal Description | WILLOW CREEK ESTATES 03, LOT 277 |
| Legal Subdivision | WILLOW CREEK ESTATES 03 |
| Legal Lot Number | 277 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 8402 |
178 Willow Creek Dr is owned and occupied by two individuals who bought it in March 2020.
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 WILLOW CREEK DR, FOLSOM, CA 95630-4805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 25, 2020 | Grant Deed, Transfer · Conventional with PMI DIVERSIFIED MTG |
| Dec 9, 2019 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BK |
| Dec 7, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Dec 7, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on File |
| Deed Sale | Mar 25, 2020 · Amount on File |
| Prior Sale | Dec 9, 2019 · Amount on File |
| Deed Book / Page | 20200325 / 892 |
| Prior Transfer Date | Nov 29, 2018 |
| Prior Transfer Doc | 12070000000296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Mar 25, 2020 |
| Property Address | 178 WILLOW CREEK DR, FOLSOM, CA 95630-4805 |
| Document Number | 2003250892 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 2003250892 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 178 WILLOW CREEK DR FOLSOM CA 956304805, FOLSOM, CA 95630-4805 |
| Document Number | 2003250893 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 2003250893 |
| Name | DIVERSIFIED MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 9, 2019 |
| Property Address | 178 WILLOW CREEK DR, FOLSOM, CA 95630-4805 |
| Document Number | 1912090628 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 1912090628 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2019 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.20 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 WILLOW CREEK DR FOLSOM CA 956304805, FOLSOM, CA 95630-4805 |
| Document Number | 1912090629 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 1912090629 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 8, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 7, 2018 |
| Property Address | 178 WILLOW CREEK DR, FOLSOM, CA 95630-4805 |
| Document Number | 1812070295 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 1812070295 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 178 WILLOW CREEK DR FOLSOM CA 956304805, FOLSOM, CA 95630-4805 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 7, 2018 |
| Property Address | 178 WILLOW CREEK DR, FOLSOM, CA 95630-4805 |
| Document Number | 1812070296 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 1812070296 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 178 WILLOW CREEK DR FOLSOM CA 956304805, FOLSOM, CA 95630-4805 |
The 2025 property tax bill for 178 Willow Creek Dr was $7,080 with a homeowner's exemption, up 2.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $669,305 (+2%) Land $189,635 Building $479,670 | |
| 2025 | $7,080.00 (+2.12%) Homeowner's exemption | $656,182 Land $185,917 Building $470,265 |
| 2024 | $6,933.00 (+1.84%) | |
| 2023 | $6,808.00 (+1.49%) Homeowner's exemption | $630,704 Land $178,699 Building $452,005 |
| 2022 | $6,708.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 178 Willow Creek Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1986–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Willow Creek Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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