178 Wildcat Pond Rd, Hubert, NC 28539 Property Records

Onslow County property record for 178 Wildcat Pond Rd, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,730 sqft · built 1964
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Dec 2020)
Tax Bill	$1,016 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2018 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1312-139`

Property Details

APN / Parcel Number

Primary APN	`1312-139`
Alternative APNs	`467564000` `031064`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,730 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,045 sqft (1.08 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	467564000
Street Address	178 WILDCAT POND RD
City	HUBERT
State	NC
Zip	28539-3945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8M
Legal Description	CAT POND RD
Legal Subdivision	WINSTON LONNIE + GRACE
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1041
Census Tract	104

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	178 WILDCAT POND RD, HUBERT, NC 28539-3945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Jun 14, 2018	Trustee's Deed, Construction Loan · Construction Mortgage ELIZABETH C PENHOLLOW
May 1, 2018	Warranty Deed, Transfer ATTORNEY ONLY
May 2, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jan 2, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 18, 2017	Grant Deed, Transfer ATTORNEY ONLY
May 15, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Prior Sale	May 15, 2017 · Amount on Record
Deed Book / Page	5326 / 374
Prior Transfer Date	May 9, 2017
Prior Transfer Doc	0046150432
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 1, 2020
Property Address	178 WILDCAT POND RD, HUBERT, NC 28539-3945
Document Number	0053260374
Book / Page	5326 / 374
Map Reference	MB31PG181 SL H-169
Instrument Date	Nov 17, 2020
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 N MAIN ST, 113, BATH, NC 27808-9611

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	178 WILDCAT POND RD, HUBERT, NC 28539-3945

Mortgage

Document Number	0053260377
Date	Dec 1, 2020
Book Page	5326/377

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	10.3%
Index	1-Year LIBOR
Max Rate	10.3%

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 14, 2018
Property Address	178 WILDCAT POND RD, HUBERT, NC 28539-3945
Document Number	0047940943
Book / Page	004794 / 000943
Instrument Date	Jun 6, 2018
Transaction Type	Construction Loan
Record Updated	Jul 9, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	178 WILDCAT POND RD HUBERT NC 285393945, HUBERT, NC 28539-3945

Mortgage

Document Number	47940943
Date	Jun 14, 2018
Book Page	004794/000943

Lender

Name	ELIZABETH C PENHOLLOW
Address	408 RIVER RD, WASHINGTON, NC 27889-5261

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 13, 2019

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 1, 2018
Property Address	178 WILDCAT POND RD, HUBERT, NC 28539-3945
Document Number	0047720644
Book / Page	004772 / 000644
Instrument Date	Feb 22, 2018
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 ARLINGTON CT JACKSONVILLE NC 285466932, JACKSONVILLE, NC 28546-6932

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 2, 2018
Property Address	178 WILDCAT POND RD, HUBERT, NC 28539-3945
Document Number	0047730471
Book / Page	004773 / 000471
Instrument Date	Feb 22, 2018
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 ARLINGTON CT JACKSONVILLE NC 285466932, JACKSONVILLE, NC 28546-6932

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 2, 2018
Property Address	178 WILDCAT POND RD, HUBERT, NC 28539-3945
Document Number	0047200684
Book / Page	004720 / 000684
Instrument Date	Dec 21, 2017
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 RIVER RD WASHINGTON NC 278895261, WASHINGTON, NC 27889-5261

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	May 18, 2017
Property Address	178 WILDCAT POND RD, HUBERT, NC 28539-3945
Document Number	0046170198
Book / Page	004617 / 000198
Instrument Date	May 10, 2017
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	May 15, 2017
Property Address	178 WILDCAT POND RD, HUBERT, NC 28539-3945
Document Number	0046150432
Book / Page	004615 / 000432
Instrument Date	Apr 27, 2017
Transaction Type	Foreclosure
Record Updated	May 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$104.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,016.00	$228,039 (+46.89%) Land $51,100 Building $176,939	$228,039 (+46.89%) Land $51,100 Building $176,939
2023	$1,016.00	$155,248 Land $40,100 Building $115,148	$155,248 Land $40,100 Building $115,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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