178 Whispering Brook Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 178 Whispering Brook Dr, Saint Augustine, FL 32084 · Last verified June 2026

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,337 sqft · built 2023
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$286,990 (Feb 2023)
Tax Bill$3,682 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN102824-0300

Property Details

APN / Parcel Number

Primary APN102824-0300

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,337 sqft Living Area
1st Floor Area630 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
PorchFinished/Open Porch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address178 WHISPERING BROOK DR
CitySAINT AUGUSTINE
StateFL
Zip32084-0049
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description110/34-40 WHISPERING CREEK LOT 30 BLK 2 OR5703/493
Legal Range29
Legal Township07
Legal Section51
Legal SubdivisionWHISPERING CREEK
Legal Block2
Legal Lot Number30
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3000
Census Tract20903

Owner

Source: St. Johns County records · APN 102824-0300

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address178 WHISPERING BROOK DR, SAINT AUGUSTINE, FL 32084-0049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2023 · Amount on Record
Deed SaleFeb 02, 2023 · Amount on Record
Deed Document Number20238255
Deed Book / Page5703 / 493
Record UpdatedSep 20, 2026

February 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 02, 2023
Property Address178 WHISPERING BROOK DR, SAINT AUGUSTINE, FL 32084-0049
Document Number0057030493
Book / Page5703 / 493
Map ReferenceMB 110 PG 34-40
Instrument DateJan 30, 2023
Instrument2023008255
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,009.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 WHISPERING BROOK DR, ST AUGUSTINE, FL 32084-0049

Mortgage

Document Number0005703494
DateFeb 02, 2023
Instrument5703/494
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$231,485 (+2.7%)$244,749 (+2.48%) Land $55,000 Building $189,749
2025$3,682.00 (+8.23%) Homeowner's exemption$225,399 (+2.9%)$238,818 (+9.03%) Land $55,000 Building $183,818
2024$3,402.00 (+273.44%) Homeowner's exemption$219,047 (+298.27%)$219,047 (+298.27%) Land $50,000 Building $169,047
2023$911.00 (+15.9%)$55,000 (+32.72%)$55,000 (+32.72%) Land $55,000
2022$786.00$41,440$41,440 Land $41,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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