Middlesex County and Reading Town property record for 178 West St, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1990 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Jul 2015) |
| Tax Bill | $8,684 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Sep 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:010.0-0000-0083.0 |
| Primary APN | READ M:010.0-0000-0083.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 3,007 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 68,389 sqft (1.57 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 300000000120 |
|---|---|
| Street Address | 178 WEST ST |
| City | READING |
| State | MA |
| Zip | 01867-3328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN READ M:010.0-0000-0083.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 WEST ST, READING, MA 01867-3328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST INTERNET BANK OF INDIANA |
| Sep 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2015 · Amount on Record |
| Deed Sale | Jul 07, 2015 · Amount on Record |
| Prior Sale | Oct 12, 1990 · Amount on Record |
| Deed Book / Page | 65688 / 35 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 178 WEST ST, READING, MA 01867-3328 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079576-319 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 79576/319 |
| Instrument | 12383 |
| Name | FIRST INTERNET BANK OF INDIANA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 178 WEST ST, READING, MA 01867-3328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75680-112 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 75680/112 |
| Instrument | 167519 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 178 WEST ST, READING, MA 01867-3328 |
| Document Number | 73583-72 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 178 WEST ST READING MA 018673328, READING, MA 01867-3328 |
| Document Number | 73583-72 |
|---|---|
| Date | Nov 04, 2019 |
| Book Page | 073583/000072 |
| Instrument | 171121 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 03, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 178 WEST ST, READING, MA 01867-3328 |
| Document Number | 71209-386 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 178 WEST ST READING MA 018673328, READING, MA 01867-3328 |
| Document Number | 71209-386 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 071209/000386 |
| Instrument | 92013 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 24, 2033 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,684.00 (+1.15%) | $762,400 (+4.08%) Land $429,300 Building $333,100 | $792,490 (-1.01%) |
| 2024 | $8,585.00 (+3.26%) | $732,500 (+10.92%) Land $412,400 Building $320,100 | $800,565 |
| 2023 | $8,314.00 | $660,400 Land $371,800 Building $288,600 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173341003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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