Pender County property record for 178 Waldorf Way, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,310 sqft · built 2017 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Trust Name on File |
| Last Sale | $333,000 (Mar 2018) |
| Tax Bill | $2,766 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4203-14-4266-0000 |
| Primary APN | 4203-14-4266-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,310 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,019 sqft (0.23 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 256 sqft |
| Patio Area | 132 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000023627 |
|---|---|
| Street Address | 178 WALDORF WAY |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-4002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LT 46 PB 59/2 VILLAGES@OLDE POINT |
| Legal Subdivision | VILLAGES/OLDE POINT PH 1A |
| Legal Lot Number | 46 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 920201 |
178 Waldorf Way is owner-occupied and held in a trust since March 2018.
Source: Pender County records, as of January 26, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 178 WALDORF WAY, HAMPSTEAD, NC 28443-4002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2020 | Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORP |
| Mar 28, 2019 | Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORP |
| Jan 4, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Mar 23, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2018 · Amount on File |
| Deed Sale | Mar 23, 2018 · Amount on File |
| Deed Document Number | 0010764661 |
| Deed Book / Page | 1076 / 4661 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 178 WALDORF WAY, HAMPSTEAD, NC 28443-4002 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047080303 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 4708/303 |
| Name | CREDENCE FUNDING CORP |
|---|---|
| Address | ABERDEEN, MD 21001 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 178 WALDORF WAY, HAMPSTEAD, NC 28443-4002 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0046812230 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 4681/2230 |
| Name | CREDENCE FUNDING CORP |
|---|---|
| Address | ABERDEEN, MD 21001 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 178 WALDORF WAY, HAMPSTEAD, NC 28443-4002 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0047362412 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 4736/2412 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 178 WALDORF WAY, HAMPSTEAD, NC 28443-4002 |
| Document Number | 0047250310 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 78 WALDORF WAY HAMPSTEAD NC 284433788, HAMPSTEAD, NC 28443-3788 |
| Document Number | 0047250310 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 004725/000310 |
| Instrument | 20070122 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55401-2499 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Mar 23, 2018 |
| Property Address | 178 WALDORF WAY, HAMPSTEAD, NC 28443-4002 |
| Document Number | 0046611076 |
| Book / Page | 4661 / 1076 |
| Map Reference | MB59 PG2 |
| Instrument Date | Mar 6, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $666.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2514 RELIANCE AVE, 2514, APEX, NC 27539-6346 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 178 WALDORF WAY, HAMPSTEAD, NC 28443-4002 |
| Document Number | 0046611079 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 4661/1079 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2025 property tax bill for 178 Waldorf Way was $2,766.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,766.00 | $616,852 Land $36,278 Building $580,574 | $616,852 Land $36,278 Building $580,574 |
| 2023 | $322,410 (-) Land $73,922 Building $248,488 | $322,410 (-) Land $73,922 Building $248,488 | |
| 2022 | $2,529.00 | $322,410 Land $73,922 Building $248,488 | $322,410 Land $73,922 Building $248,488 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Waldorf Way in Zone X, an area of minimal flood risk, though there have been 68 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 68 (1996–2018) |
| Claims Outside the SFHA | 24 of 68 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Waldorf Way is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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