Gila County property record for 178 W Memory Ln, Payson, AZ 85541 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1999 |
| Square Footage | 2,797 sqft Living Area |
| Lot Size | 20,038 sqft (0.46 acres) |
| Garage | Attached, 649 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $807,000 (2022) |
| Tax Bill | $4,334.00 (2025) |
Source: Gila County records · APN 303-07-082
Assessment roll updated February 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 W MEMORY LN, PAYSON, AZ 85541-2287 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Mar 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage KNOCK LENDING LLC |
| Sep 07, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| May 30, 2019 | Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| May 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on Record |
| Deed Sale | Mar 31, 2022 · Amount on Record |
| Prior Sale | May 30, 2019 · Amount on Record |
| Deed Doc Number | 20224603 |
| Last Transfer Date | Oct 31, 2024 |
| Transfer Doc | 0000009914 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 178 W MEMORY LN, PAYSON, AZ 85541-2287 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2022 |
| Title Company | PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000004249 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 2020-004249 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Mar 31, 2022 |
| Property Address | 178 W MEMORY LN, PAYSON, AZ 85541-2287 |
| Document Number | 0000004603 |
| Map Reference | MAP 614-614D |
| Instrument Date | Mar 16, 2022 |
| Instrument | 2022-004603 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 178 W MEMORY LN, PAYSON, AZ 85541-2287 |
| Name | Verified Name |
|---|---|
| Address | 178 W MEMORY LN, PAYSON, AZ 85541-2287 |
| Document Number | 0000004605 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 2022-004605 |
| Name | KNOCK LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Sep 07, 2021 |
| Property Address | 178 W MEMORY LN, PAYSON, AZ 85541-2287 |
| Document Number | 0000012505 |
| Map Reference | MAP 614-614D |
| Instrument Date | Sep 07, 2021 |
| Instrument | 2021-012505 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 178 W MEMORY LN, PAYSON, AZ 85541-2287 |
| Document Number | 0000012506 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021-012506 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | May 30, 2019 |
| Property Address | 178 W MEMORY LN, PAYSON, AZ 85541-2287 |
| Document Number | 0000005653 |
| Instrument Date | May 21, 2019 |
| Instrument | 5653 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5313 S 18TH PL PHOENIX AZ 850403362, PHOENIX, AZ 85040-3362 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | May 30, 2019 |
| Property Address | 178 W MEMORY LN, PAYSON, AZ 85541-2287 |
| Document Number | 0000005652 |
| Map Reference | MAP 614-614D |
| Instrument Date | May 21, 2019 |
| Instrument | 2019-005652 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7297 N SCOTTSDALE RD UNIT 1001, 7297, PARADISE VALLEY, AZ 85253-3681 |
| Name | Verified Name |
|---|---|
| Address | 5313 S 18TH PL, PHOENIX, AZ 85040-3362 |
| Document Number | 0000005654 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 2019-005654 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Gila County records · Assessment roll updated February 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Unified School District | Payson Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,801 (+10.76%) Land $7,857 Building $58,944 | $668,010 (+10.76%) Land $78,568 Building $589,442 | |
| 2025 | $4,334.00 (+9.36%) | ||
| 2024 | $60,311 Land $5,855 Building $54,456 | $603,110 Land $58,548 Building $544,562 | |
| 2023 | $3,963.00 |
Source: FEMA National Flood Hazard Layer, Gila County (04007C), updated October 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone D |
|---|---|
| Flood Hazard | Undetermined not studied |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Extreme above 99% of the US · above 98% of Arizona |
|---|---|
| Wildfire Likelihood | About 1 in 30 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 303-07-082 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,797 sqft Living Area |
|---|---|
| Gross Area | 3,446 sqft Gross Area |
| 1st Floor | 2,797 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Combination Exterior |
| Construction Type | Wood Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 20,038 sqft (0.46 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 649 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 23 sqft Patio |
| Porch | Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | R028231 |
|---|---|
| Street Address | 178 W MEMORY LN |
| City | PAYSON |
| State | AZ |
| Zip | 85541-2287 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECTION: 30 TOWNSHIP: 11N RANGE: 13E LOT 80, HUNTER CREEK RANCH, PLAT 614SE1/4 SEC 30 T11N R13E = 0.46 AC |
| Legal Range | 13E |
| Legal Township | 11N |
| Legal Section | 30 |
| Legal Subdivision | HUNTER CREEK RANCH |
| Legal Lot Number | 80 |
| Jurisdiction | GILA AZ |
| Minor Civil Division | PAYSON |
| Census Blockgroup | 1 |
| Census Block | 1058 |
| Census Tract | 200 |
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