178 W Main Ave, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 178 W Main Ave, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,822 sqft · built 1992
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on File
Last Sale	$925,000 (Jan 2021)
Tax Bill	$5,923 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Nov 2020 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`767-05-041`

Property Details

APN / Parcel Number

Primary APN	`767-05-041`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,822 sqft Living Area
1st Floor Area	1,822 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	8,100 sqft (0.186 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	178 W MAIN AVE
City	MORGAN HILL
State	CA
Zip	95037-4549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5
Legal Subdivision	PARCEL MAP
Legal Lot Number	5
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	4
Census Block	4011
Census Tract	512314

Owner

178 W Main Ave is owned and occupied by an individual who bought it in January 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	178 W MAIN AVE, MORGAN HILL, CA 95037-4549
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Grant Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Nov 16, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 15, 2020	Grant Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Dec 29, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Dec 29, 2017	Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	Jul 15, 2020 · Amount on File
Deed Document Number	202124793237
Prior Transfer Date	Nov 9, 2020
Prior Transfer Doc	0024703315
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 20, 2021
Property Address	178 W MAIN AVE, MORGAN HILL, CA 95037-4549
Document Number	0024793237
Map Reference	MB 628 PG 38
Instrument Date	Jan 11, 2021
Instrument	24793237
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 W MAIN AVE, MORGAN HILL, CA 95037-4549

Mortgage

Document Number	0024793238
Date	Jan 20, 2021
Instrument	24793238

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 16, 2020
Property Address	178 W MAIN AVE, MORGAN HILL, CA 95037-4549
Document Number	0024703315
Instrument Date	Nov 9, 2020
Instrument	24703315
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 13124 COYOTE CA 950133124, COYOTE, CA 95013-3124

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 15, 2020
Property Address	178 W MAIN AVE, MORGAN HILL, CA 95037-4549
Document Number	0024536992
Map Reference	MB 628 PG 38
Instrument Date	Jun 3, 2020
Instrument	24536992
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 W MAIN AVE, MORGAN HILL, CA 95037-4549

Mortgage

Document Number	0024536993
Date	Jul 15, 2020
Instrument	24536993

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 29, 2017
Property Address	178 W MAIN AVE, MORGAN HILL, CA 95037-4549
Document Number	0023838741
Instrument Date	Dec 5, 2017
Instrument	23838741
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	178 W MAIN AVE MORGAN HILL CA 950374549, MORGAN HILL, CA 95037-4549

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 29, 2017
Property Address	178 W MAIN AVE, MORGAN HILL, CA 95037-4549
Document Number	0023838739
Instrument Date	Dec 5, 2017
Instrument	23838739
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	178 W MAIN AVE MORGAN HILL CA 950374549, MORGAN HILL, CA 95037-4549

Mortgage

Document Number	23838740
Date	Dec 29, 2017
Instrument	23838740

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 178 W Main Ave was $5,923, up 1.9% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$518,862 (+2%) Land $207,543 Building $311,319
2025	$5,923.00 (+1.89%)	$508,689 Land $203,474 Building $305,215
2024	$5,813.00 (+1.29%)
2023	$5,739.00 (+1.72%)	$488,938 Land $195,574 Building $293,364
2022	$5,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 178 W Main Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 units insured incl. 6 condo units
Nearby Flood Claims	23 (1980–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 W Main Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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