Black Hawk County property record for 178 W 10th St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1911 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,500 (Aug 2015) |
| Tax Bill | $1,174 (2025) |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-25-155-005 |
| Primary APN | 8913-25-155-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 120 ft deep x 45 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 178 W 10TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRL BLOCKS WEST WATERLOO NE 45 FT SW 85 FT LOT 49 BLK 10 NE 45 FT SW 85 FT LOT 50 BLK 10 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 25 |
| Legal Subdivision | FRL BLOCKS WEST WATERLOO |
| Legal Block | 10 |
| Legal Lot Number | 49,50 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 900 |
178 W 10th St is owned and occupied by an individual who bought it in August 2015.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 W 10TH ST, WATERLOO, IA 50702-1104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2015 · Amount on File |
| Deed Sale | Aug 19, 2015 · Amount on File |
| Prior Sale | May 18, 2006 · Amount on File |
| Deed Document Number | 20152016-00003396 |
| Prior Transfer Date | May 15, 2006 |
| Prior Transfer Doc | 0000027617 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 178 W 10th St was $1,174 with a homeowner's exemption, up 22.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,174.00 (+22.8%) Homeowner's exemption | $68,430 Land $7,480 Building $60,950 | $68,430 Land $7,480 Building $60,950 |
| 2024 | $956.00 | ||
| 2023 | $54,300 (+13.79%) Land $7,480 Building $46,820 | $54,300 Land $7,480 Building $46,820 | |
| 2022 | $854.00 Homeowner's exemption | $47,720 Land $7,480 Building $40,240 | |
| 2021 | $47,720 Land $7,480 Building $40,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 W 10th St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 178 W 10th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures