Monroe County property record for 178 Venetian Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,072 sqft · built 2017 |
| Lot Size | 0.157 acres (6,848 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $82,115,000 (Mar 2017) |
| Tax Bill | $24,337 (2024) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00393850-000000 |
| Primary APN | 00393850-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,072 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 6,848 sqft (0.157 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 645 sqft |
| Porch | Open Porch |
| Boat Access | Boat Access |
| Heating System | Forced Air |
|---|
| Account Number | 1482161 |
|---|---|
| Old Parcel Number | 20643600393850000000 |
| Street Address | 178 VENETIAN DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BKH LT 21 WHITE MARLIN BEACH SEC-2 PB4-164 LOWER MATECUMBE KEY OR412-658 OR1030-657 OR1131-613 OR2233-1526/27 OR2846-789/90 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | WHITE MARLIN BEACH SEC 2 |
| Legal Lot Number | 21 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2601 E LINCOLN HWY, COATESVILLE, PA 19320-2444 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage · Line of Credit MERIDIAN BANK |
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA |
| Mar 29, 2017 | Warranty Deed, Transfer · ARM BNY MELLON NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2017 · Amount on Record |
| Deed Sale | Mar 29, 2017 · Amount on Record |
| Prior Sale | Aug 25, 2006 · Amount on Record |
| Deed Document Number | 2116504 |
| Deed Book / Page | 2846 / 0789 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 178 VENETIAN DR, ISLAMORADA, FL 33036-4208 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 521 OLD HORSESHOE PIKE, DOWNINGTOWN, PA 19335-1373 |
| Document Number | 0031922461 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 3192/2461 |
| Instrument | 2390402 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | MALVERN, PA 19355 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 5, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 178 VENETIAN DR, ISLAMORADA, FL 33036-4208 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 521 OLD HORSESHOE PIKE, DOWNINGTOWN, PA 19335-1373 |
| Document Number | 0031132230 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 3113/2230 |
| Instrument | 2331119 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Aug 1, 2031 |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 29, 2017 |
| Property Address | 178 VENETIAN DR, ISLAMORADA, FL 33036-4208 |
| Document Number | 0028460789 |
| Book / Page | 2846 / 0789 |
| Map Reference | MB4 PG164 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 2116504 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,805.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13851 SW 30TH ST, 13851, MIAMI, FL 33175-6604 |
| Name | Verified Name |
|---|---|
| Address | 2601 E LINCOLN HWY, COATESVILLE, PA 19320-2444 |
| Document Number | 0002116506 |
|---|---|
| Date | Mar 29, 2017 |
| Instrument | 2116506 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 12-Month MTA |
| Max Rate | 8.62% |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,135,774 (+6.98%) Land $1,166,555 Building $1,969,219 | $3,135,774 (+6.98%) Land $1,166,555 Building $1,969,219 | |
| 2024 | $24,337.00 (+4.59%) | ||
| 2023 | $23,270.00 (+14.56%) | $2,931,250 (+29.01%) Land $1,090,863 Building $1,840,387 | $2,931,250 (+29.01%) Land $1,090,863 Building $1,840,387 |
| 2022 | $20,313.00 | $2,272,196 Land $785,421 Building $1,486,775 | $2,272,196 Land $785,421 Building $1,486,775 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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