178 Upper Rd, Wurtsboro, NY 12790 Property Records

Sullivan County and Mamakating Town property record for 178 Upper Rd, Wurtsboro, NY 12790

Property Summary

Property Type	Rural Home
Details	5 bd · 8 ba · 5,712 sqft · built 2023
Lot Size	554 acres (24,147,486 sqft)
Owner	Company Name on File
Last Sale	$2,600,000 (Dec 2023)
Tax Bill	$65,178 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`484089 72.-1-1.1`

Property Details

APN / Parcel Number

Primary APN	`484089 72.-1-1.1`
Alternative APNs	`4089072 0001001001` `010733`

Interior

Bedrooms	5 Beds
Full Baths	8 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	5,712 sqft Living Area
1st Floor Area	1,656 sqft
2nd Floor Area	1,656 sqft
Basement Area	2,400 sqft
Finished Basement	2,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Contemporary
Lot Area	24,147,486 sqft (554 acres)
Garage Type	Basement
Porch	Slab
Canopy	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	010733
Street Address	178 UPPER RD
City	WURTSBORO
State	NY
Zip	12790
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Block	1
Legal Lot Number	1.001
Jurisdiction	SULLIVAN NY
Township / Civil Division	MAMAKATING
Census Block Group	2
Census Block	2003

Owner

178 Upper Rd, a rural home, is owned by a company that bought it in December 2023.

Source: Sullivan County and Mamakating Town records, as of April 27, 2026

Owner of Record	Company Name on File
Mailing Address	199 LEE AVE, 185, BROOKLYN, NY 11211-8919
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Nov 20, 2018	Deed of Trust, Mortgage BENJAMIN IRWIN DEFINED BENEFIT
Mar 10, 2017	Deed of Trust, Mortgage · Line of Credit SOLO TEAM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Aug 30, 2007 · Amount on File
Deed Document Number	202310230
Record Updated	Jun 8, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Dec 14, 2023
Property Address	178 UPPER RD, WURTSBORO, NY 12790
Document Number	0000000230
Instrument Date	Dec 7, 2023
Instrument	2023-10230
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	199 LEE AVE # STE18, STE18, BROOKLYN, NY 11211-8919

Mortgage

Document Number	0000000231
Date	Dec 14, 2023
Instrument	2023-10231

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	178 UPPER RD, WURTSBORO, NY 12790
Document Number	0000008359
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 ROUTE 17K BLOOMINGBURG NY 127213207, BLOOMINGBURG, NY 12721-3207

Mortgage

Document Number	0000008359
Date	Nov 26, 2018
Instrument	8359

Lender

Name	BENJAMIN IRWIN DEFINED BENEFIT
Address	33 FAIRBANKS BLVD, WOODBURY, NY 11797-2603

Agreement

Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	178 UPPER RD, WURTSBORO, NY 12790
Document Number	0000001997
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	GIFFORD ABSTRACT, GIFFORD ABS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 ROUTE 17K BLOOMINGBURG NY 127213207, BLOOMINGBURG, NY 12721-3207

Mortgage

Document Number	0000001997
Date	Mar 10, 2017
Instrument	1997

Lender

Name	SOLO TEAM LLC
Address	33 FAIRBANKS BLVD, WOODBURY, NY 11797-2603

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 178 Upper Rd was $65,178.

Source: Sullivan County and Mamakating Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Mamakating Town
Unified School District	Minisink Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$65,178.00	$954,100 Land $610,000 Building $344,100	$2,806,200 Land $1,794,133 Building $1,012,067
2023		$758,800 (-) Land $610,000 Building $148,800	$2,023,467 (+21.33%) Land $1,626,667 Building $396,800
2022		$758,800 Land $610,000 Building $148,800	$1,667,692 Land $1,340,659 Building $327,033

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 178 Upper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Upper Rd is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 99.9% of New York
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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