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178 Upper Highland Cir, Denver, NY 12421 Property Records

Delaware County and Roxbury Town property record for 178 Upper Highland Cir, Denver, NY 12421 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,116 sqft · built 1972
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (May 2018)
Tax Bill$6,227 (2025)
Deeds & MortgagesMay 2018 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN124800 222.-1-42

Property Details

APN / Parcel Number

Primary APN124800 222.-1-42
Alternative APNs
  • 48002220000001042000
  • 08000900026

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,116 sqft Living Area
1st Floor Area816 sqft
Upper Floors Area300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2000
Architectural StyleContemporary
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area65,340 sqft (1.5 acres)
PorchSlab
Porch Area472 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number08000900026
Street Address178 UPPER HIGHLAND CIR
CityDENVER
StateNY
Zip12421-1351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGL#41 LOT 20
Legal Block1
Legal Lot Number42.000
JurisdictionDELAWARE NY
Township / Civil DivisionROXBURY
Census Block Group2
Census Block2035
Census Tract971100

Owner

Source: Delaware County and Roxbury Town records · APN 124800 222.-1-42

Assessment roll updated April 21, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address135 PROSPECT PARK SW, D6, BROOKLYN, NY 11218-1267
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2018Deed of Trust, Mortgage
ULSTER SAVINGS BANK
May 14, 2018Deed, Transfer
ULSTER SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2018 · Amount on Record
Deed SaleMay 14, 2018 · Amount on Record
Prior SaleMar 10, 2014 · Amount on Record
Deed Document Number20184320
Deed Book / Page1556 / 51
Record UpdatedJun 08, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELAWARE NY
Property Address178 UPPER HIGHLAND CIR, DENVER, NY 12421-1351
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000002132/0000000175
DateMay 14, 2018
Book Page0000002132/0000000175
Instrument000000004321
Lender
NameULSTER SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term176 Months
DueJan 01, 2033

May 2018: Deed, Transfer

Document TypeDeed
JurisdictionDELAWARE NY
Recording DateMay 14, 2018
Property Address178 UPPER HIGHLAND CIR, DENVER, NY 12421-1351
Document Number0001556/51
Book / Page1556 / 51
Instrument DateMay 07, 2018
Instrument000000004320
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address135, BROOKLYN, NY 11218
InvestorPossibly a Property Investor

Mortgage

Document Number0000002132/0000000175
DateMay 14, 2018
Book Page0000002132/0000000175
Instrument000000004321
Lender
NameULSTER SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term176 Months
DueJan 01, 2033

Tax Assessment & Valuation

Source: Delaware County and Roxbury Town records · Assessment roll updated April 21, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyDelaware County
County SubdivisionRoxbury Town
Unified School DistrictRoxbury Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,227.00 (+175.29%)$402,100 (+96.15%) Land $44,000 Building $358,100$406,162 (+34.71%) Land $44,444 Building $361,718
2023$205,000 (-) Land $33,200 Building $171,800$301,500 (+19.12%) Land $48,828 Building $252,672
2022$205,000 Land $33,200 Building $171,800$253,100 Land $40,990 Building $212,110
2021$2,262.00 (-52.84%)
2020$4,796.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (36025C), updated October 13, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360259711002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims8 (1980–2011)
Claims Outside the SFHA2 of 8
Most Recent ClaimSep 2011, rainfall accumulation, Remnants Of Tropical Storm Lee

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
MTC CableCable1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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