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178 Troy Ln, Rabun Gap, GA 30568 Property Records

Rabun County property record for 178 Troy Ln, Rabun Gap, GA 30568 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1980
Square Footage1,638 sqft Heated Area
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2026)
Tax Bill$917.00 (2025)

Property Details

APN / Parcel Number

Primary APN048C-022
Alternative APN
  • 8495

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,638 sqft Heated Area
1st Floor1,008 sqft 1st Floor
Upper Floors630 sqft Upper Floors
Basement Area1,008 sqft Basement
Unfinished Basement1,008 sqft Unfinished
Primary FlooringCarpet Flooring
Interior StructurePlywood Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialWood Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area43,560 sqft (1 acres)
Deck Area192 sqft Deck
Patio Area192 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number8495
Street Address178 TROY LN
CityRABUN GAP
StateGA
Zip30568-2806
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAC LL 118 LD 2
JurisdictionRABUN GA
Minor Civil DivisionMOUNTAIN CITY
Census Blockgroup2
Census Block2032
Census Tract970103

Owner

Source: Rabun County records · APN 048C-022

Assessment roll updated December 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1627 SHERWOOD ST, CLEARWATER, FL 33755-2931
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED COMMUNITY BANK
Mar 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 20, 2026 · Amount on Record
Deed SaleMar 20, 2026 · Amount on Record
Prior SaleDec 01, 1979
Deed Book / PageS52 / 326
Record RefreshedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRABUN GA
Recording DateMar 20, 2026
Property Address178 TROY LN, RABUN GAP, GA 30568-2806
Document Number000S520326
Book / PageS52 / 326
Instrument DateMar 20, 2026
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3.15
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1627 SHERWOOD ST, CLEARWATER, FL 33755-2931

Mortgage

Document Number000S520000000328
DateMar 20, 2026
Book Page0000000S52/0000000328
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRABUN GA
Property Address178 TROY LN, RABUN GAP, GA 30568-2806
Document Number000E470318
Instrument DateMar 16, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 TROY LN RABUN GAP GA 305682806, RABUN GAP, GA 30568-2806

Mortgage

Document Number000E470318
DateApr 06, 2020
Book Page000E47/000318
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 05, 2035

Tax Assessment & Valuation

Source: Rabun County records · Assessment roll updated December 9, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyRabun County
Unified School DistrictRabun County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$917.00 (-3.27%) Homeowner's exemption$60,950 (+13.22%) Land $7,650 Building $53,300$152,376 (+13.22%) Land $19,125 Building $133,251
2023$948.00 (-6.42%) Homeowner's exemption$53,834 (+4.09%) Land $7,200 Building $46,634$134,586 (+4.09%) Land $18,000 Building $116,586
2022$1,013.00 Homeowner's exemption$51,718 Land $6,750 Building $44,968$129,294 Land $16,875 Building $112,419

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rabun County (13241C), updated April 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 94% of Georgia
Wildfire LikelihoodAbout 1 in 427 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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