178 Tree Top Dr, Four Seasons (Lake Ozark), MO 65049 Property Records

Camden County property record for 178 Tree Top Dr, Four Seasons, MO 65049

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 1,167 sqft · built 1978
OwnerCompany Name on Record
Tax Bill$814 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN01 8.0 28.0 000.0 011 046.000

Property Details

APN / Parcel Number

Primary APN01 8.0 28.0 000.0 011 046.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Building Area1,167 sqft Gross Area

Exterior

Year BuiltBuilt 1978

Location & Zoning

Street Address178 TREE TOP DR
CityFOUR SEASONS
StateMO
Zip65049
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT #11
Legal SubdivisionTREETOP VILLAGE 1ST AMD
Legal Unit11
JurisdictionCAMDEN MO
Township / Civil DivisionPAWHUSKA
Census Block Group1
Census Block1057
Census Tract950102

Owner

Source: Camden County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address20 TREE TOP DR, FOUR SEASONS, MO 65049-6800
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000002291
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMDEN MO
Recording DateJan 6, 2026
Property Address178 TREE TOP DR, FOUR SEASONS, MO 65049
Document Number000921/348
Book / Page921 / 348
Map ReferenceMB 193 PG 17
Instrument DateJan 5, 2024
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9237 W 143RD TER, OVERLAND PARK, KS 66221-2290

Mortgage

Document Number0000035854
DateJan 6, 2026
Instrument358/54
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateFeb 1, 2031
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change9%
Index1-Year CMT
Margin3
Max Rate12%

Tax Assessment & Valuation

Source: Camden County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyCamden County
MunicipalityVillage Of Four Seasons
Unified School DistrictSchool of The Osage School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$814.00 (-0.97%)$15,390 (-)$81,000 (-)
2023$15,390 (-)$81,000 (-)
2022$822.00$15,390$81,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMDEN COUNTY PWSD 4 HORSESHOE BEND
serves 7,912 people · EPA ID MO3021377
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on Tree Top Dr

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