178 Sutters Mill Dr, Troutman, NC 28166 Property Records

Iredell County property record for 178 Sutters Mill Dr, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,403 sqft · built 2020
Lot Size	0.129 acres (5,619 sqft)
Owner	Company Name on File
Last Sale	$1,371,000 (Jan 2021)
Tax Bill	$4,115 (2025)
Deeds & Mortgages	Jan 2021 Loan Modification Dec 2020 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`4750-40-6397.000`

Property Details

APN / Parcel Number

Primary APN	`4750-40-6397.000`
Alternative APN	`80078053`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,403 sqft Heated Area
Gross Area	3,002 sqft
1st Floor Area	989 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	5,619 sqft (0.129 acres)
Lot Width	51 ft Width
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80078053
Street Address	178 SUTTERS MILL DR
City	TROUTMAN
State	NC
Zip	28166-0045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTCZCC02
Legal Description	L53 SUTTERS MILL PH3 M2 PB70-79
Legal Subdivision	SUTTERS MILL PHASE 3 MAP 2
Legal Block	40
Legal Lot Number	53
Jurisdiction	IREDELL NC
Township / Civil Division	BARRINGER
Census Block Group	1
Census Block	1007
Census Tract	61302

Owner

178 Sutters Mill Dr is owned by a company that bought it in January 2021.

Source: Iredell County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Loan Modification, Mortgage ATTORNEY ONLY
Dec 31, 2020	Loan Modification, Mortgage ATTORNEY ONLY
Jan 6, 2021	Warranty Deed, Transfer INDEPENDENCE TITLE GROUP LLC
Oct 23, 2020	Loan Modification, Mortgage ATTORNEY ONLY
Apr 9, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 8, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on File
Deed Sale	Jan 6, 2021 · Amount on File
Prior Sale	Apr 9, 2020 · Amount on File
Deed Book / Page	2770 / 22
Record Updated	Oct 29, 2026

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	IREDELL NC
Property Address	178 SUTTERS MILL DR, TROUTMAN, NC 28166-0045
Document Number	277025
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2627 BREKONRIDGE CENTRE DR #10 MONROE NC 281105629, 10, MONROE, NC 28110-5629

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	IREDELL NC
Property Address	178 SUTTERS MILL DR, TROUTMAN, NC 28166-0045
Document Number	27692402
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2627 BREKONRIDGE CENTRE DR #10 MONROE NC 281105629, 10, MONROE, NC 28110-5629

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jan 6, 2021
Property Address	178 SUTTERS MILL DR, TROUTMAN, NC 28166-0045
Document Number	277022
Book / Page	002770 / 000022
Instrument Date	Dec 31, 2020
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$2,742.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2627 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	IREDELL NC
Property Address	178 SUTTERS MILL DR, TROUTMAN, NC 28166-0045
Document Number	27471763
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 9, 2020
Property Address	178 SUTTERS MILL DR, TROUTMAN, NC 28166-0045
Document Number	26891539
Book / Page	002689 / 001539
Instrument Date	Apr 8, 2020
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$560.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR MONROE NC 281105629, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	IREDELL NC
Property Address	178 SUTTERS MILL DR, TROUTMAN, NC 28166-0045
Document Number	26891541
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Mortgage

Document Number	26891541
Date	Apr 9, 2020
Book Page	002689/001541

Lender

Name	WELLS FARGO BK
Type	Bank
Address	301 S COLLEGE ST MAC D1053-049, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 178 Sutters Mill Dr was $4,115.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,680 (-) Land $50,000 Building $318,680	$368,680 (-) Land $50,000 Building $318,680
2025	$4,115.00	$368,680 (-) Land $50,000 Building $318,680	$368,680 (-) Land $50,000 Building $318,680
2024	$4,115.00	$368,680 (-) Land $50,000 Building $318,680	$368,680 (-) Land $50,000 Building $318,680
2023	$4,115.00 (+47.44%)	$368,680 (+56.21%) Land $50,000 Building $318,680	$368,680 (+56.21%) Land $50,000 Building $318,680
2022	$2,791.00	$236,010 Land $28,000 Building $208,010	$236,010 Land $28,000 Building $208,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 178 Sutters Mill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Sutters Mill Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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