178 Sun Palm Ln, Altamonte Springs, FL 32701 Property Records

Seminole County property record for 178 Sun Palm Ln, Altamonte Springs, FL 32701

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,724 sqft · built 2016
Owner	Individual Name on File
Last Sale	$300,000 (Feb 2021)
Tax Bill	$4,528 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-21-29-542-0000-1070`

Property Details

APN / Parcel Number

Primary APN	`13-21-29-542-0000-1070`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,724 sqft Living Area
1st Floor Area	380 sqft
2nd Floor Area	1,344 sqft
Upper Floors Area	1,344 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	178 SUN PALM LN
City	ALTAMONTE SPRINGS
State	FL
Zip	32701-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 107 ENCLAVE AT ALTAMONTE - A REPLAT PB 78 PGS 89 THRU 93
Legal Section	13
Legal Subdivision	ENCLAVE AT ALTAMONTE - A REPLAT
Legal Tract	542
Legal Lot Number	107
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	1
Census Block	1002
Census Tract	21806

Owner

178 Sun Palm Ln is owned and occupied by an individual who bought it in February 2021.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	178 SUN PALM LN, ALTAMONTE SPG, FL 32701-3507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
Jan 4, 2017	Special Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2021 · Amount on File
Deed Sale	Feb 17, 2021 · Amount on File
Prior Sale	Jan 4, 2017 · Amount on File
Deed Document Number	2021021623
Deed Book / Page	9848 / 644
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Feb 17, 2021
Property Address	178 SUN PALM LN, ALTAMONTE SPRINGS, FL 32701-3507
Document Number	0098480644
Book / Page	9848 / 644
Map Reference	MB 78 PG 89
Instrument Date	Feb 12, 2021
Instrument	2021021623
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 160464, ALTAMONTE SPRINGS, FL 32716-0464

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	178 SUN PALM LN, ALTAMONTE SPRINGS, FL 32701-3507

Mortgage

Document Number	0009848646
Date	Feb 17, 2021
Instrument	9848/646

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jan 4, 2017
Property Address	178 SUN PALM LN, ALTAMONTE SPRINGS, FL 32701-3507
Document Number	0088361401
Book / Page	08836 / 1401
Map Reference	MB78 PG89
Instrument Date	Dec 28, 2016
Instrument	2017000662
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1054 GREENWOOD BLVD # 124, 1054, LAKE MARY, FL 32746-5404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 SUN PALM LN, ALTAMONTE SPRINGS, FL 32701-3507

Mortgage

Document Number	2017000663
Date	Jan 4, 2017
Instrument	2017000663

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 178 Sun Palm Ln was $4,528 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Altamonte Springs City
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,528.00 Homeowner's exemption	$292,335	$331,519 Land $75,000 Building $256,519
2023	$3,814.00 (+2.89%) Homeowner's exemption	$275,821 (+3%)	$302,321 (+5.71%) Land $45,000 Building $257,321
2022	$3,707.00 Homeowner's exemption	$267,787	$285,982 Land $45,000 Building $240,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Sun Palm Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1992–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2004 · Tropical Storm Bonnie And Hurricane Charley

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 178 Sun Palm Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONTE SPRINGS WATER DEPT (2 WPS) serves 51,000 people · EPA ID FL3590026
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Metronet, T-Mobile.

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