178 Sumter Rd, Satsuma, FL 32189 Property Records

Putnam County property record for 178 Sumter Rd, Satsuma, FL 32189

Property Summary

Property Type	Vacant Land
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$24,000 (Jun 2026)
Tax Bill	$199 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`39-11-26-8231-0630-0030`

Property Details

APN / Parcel Number

Primary APN	`39-11-26-8231-0630-0030`
Alternative APN	`56393`

Exterior

Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Account Number	56393
Street Address	178 SUMTER RD
City	SATSUMA
State	FL
Zip	32189-3088
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	ST JOHNS RIVERSIDE ESTATES, HIGHLANDS SEC UNIT 2 MB5 P43, BLK 63 LOT 3 (MAP SHEET 39J)
Legal Range	26E
Legal Township	11S
Legal Section	39
Legal Subdivision	ST JOHNS RIVERSIDE ESTATES
Legal Block	63
Legal Lot Number	3
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	1
Census Block	1056
Census Tract	951200

Owner

178 Sumter Rd, vacant land, is owned and occupied by two individuals who bought it in June 2026.

Source: Putnam County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	178 SUMTER RD, SATSUMA, FL 32189-3088
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE
Jan 11, 2023	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Jan 11, 2023 · Amount on File
Deed Document Number	202615342
Deed Book / Page	1875 / 1119
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jun 22, 2026
Property Address	178 SUMTER RD, SATSUMA, FL 32189-3088
Document Number	0000015342
Book / Page	1875 / 1119
Instrument Date	Jun 12, 2026
Instrument	202615342
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	GULLETT TITLE INC, GULLETT TITLE

Transaction

Amount	Amount on Record
Tax	$16,968.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 SUMTER RD, SATSUMA, FL 32189-3088

Mortgage

Document Number	0000015343,
Date	Jun 22, 2026
Instrument	202615343

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	302 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	PUTNAM FL
Recording Date	Jan 11, 2023
Property Address	178 SUMTER RD, SATSUMA, FL 32189-3088
Document Number	0016960075
Book / Page	1696 / 75
Map Reference	MB 5 PG 43
Instrument Date	Jan 11, 2023
Instrument	202354000686
Transaction Type	Foreclosure
Record Updated	Feb 1, 2023

Transaction

Amount	Amount on Record
Tax	$28.70
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 LAGOON AVE, NAPLES, FL 34108-2319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 761, SATSUMA, FL 32189-0761

Tax Assessment & Valuation

The 2025 property tax bill for 178 Sumter Rd was $199.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$199.00	$11,820 Land $11,820	$11,820 Land $11,820
2023	$101.00 (+29.49%)	$7,880 (+50.1%)	$7,880 (+50.1%) Land $7,880
2022	$78.00	$5,250	$5,250 Land $5,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 178 Sumter Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1999–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Sumter Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sumter Rd

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