Coos County and Lancaster Town property record for 178 Summer St, Lancaster, NH 03584
| Property Type | Commercial |
|---|---|
| Details | 4,207 sqft · built 1920 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $8,443 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | LNCS M:P02 L:003 |
| Primary APN | LNCS M:P02 L:003 |
|---|
| Building Area | 4,207 sqft Total Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 43,996 sqft (1.01 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 178 SUMMER ST |
|---|---|
| City | LANCASTER |
| State | NH |
| Zip | 03584-3502 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C/I-CO |
| Legal Lot Number | 3 |
| Jurisdiction | LANCASTER TOWN NH |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 950500 |
178 Summer St, a commercial property, is held in a trust.
Source: Coos County and Lancaster Town records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 372, LANCASTER, NH 03584-0372 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER TOWN NH |
| Property Address | 178 SUMMER ST, LANCASTER, NH 03584-3502 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001634-165 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 1634/165 |
| Instrument | 2303529 |
| Name | WOODSVILLE GUARANTY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 178 Summer St was $8,443, up 16.1% from the year before.
Source: Coos County and Lancaster Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Coos County |
| County Subdivision | Lancaster Town |
| Unified School District | White Mountain Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,443.00 (+16.05%) | $400,700 (+5.64%) Land $69,700 Building $331,000 |
| 2024 | $7,275.00 (+10.8%) | $379,300 (-) Land $69,700 Building $309,600 |
| 2023 | $6,566.00 (-7.81%) | $379,300 (+29.37%) Land $69,700 Building $309,600 |
| 2022 | $7,122.00 | $293,200 Land $48,900 Building $244,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 178 Summer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Summer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPT serves 2,500 people · EPA ID NH1291010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Water Quality | Haloacetic acids resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Netafy Fixed Wireless | 150 / 150 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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