St. Johns County property record for 178 Summer Point Dr, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,861 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $205,000 (2018) |
| Tax Bill | $1,918.00 (2025) |
| Primary APN | 183121-0710 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,861 sqft Living Area |
| Gross Area | 2,281 sqft Gross Area |
| 1st Floor | 1,861 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Patio Area | 60 sqft Patio |
| Porch Area | 42 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 178 SUMMER POINT DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-1845 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 61/50-55 SUMMER POINT LOT 71 OR4540/639 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 30 |
| Legal Subdivision | SUMMER POINT |
| Legal Block | 1 |
| Legal Lot Number | 71 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 21208 |
Source: St. Johns County records · APN 183121-0710
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 SUMMER POINT DR, SAINT AUGUSTINE, FL 32086-1845 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| May 01, 2018 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Feb 01, 2017 | Loan Modification, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2018 · Amount on Record |
| Deed Sale | May 01, 2018 · Amount on Record |
| Prior Sale | Jul 16, 2010 · Amount on Record |
| Deed Doc Number | 201829759 |
| Deed Book / Page | 4540 / 639 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 178 SUMMER POINT DR, SAINT AUGUSTINE, FL 32086-1845 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | PGP TITLE |
| Name | Verified Name |
|---|---|
| Address | 178 SUMMER POINT DR, SAINT AUGUSTINE, FL 32086-1845 |
| Document Number | 0055271366 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 5527/1366 |
| Instrument | 2022033827 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 01, 2018 |
| Property Address | 178 SUMMER POINT DR, SAINT AUGUSTINE, FL 32086-1845 |
| Document Number | 0045400639 |
| Book / Page | 004540 / 000639 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 29759 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 178 SUMMER POINT DR ST AUGUSTINE FL 320861845, ST AUGUSTINE, FL 32086-1845 |
| Document Number | 45400641 |
|---|---|
| Date | May 01, 2018 |
| Book Page | 004540/000641 |
| Instrument | 29760 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 178 SUMMER POINT DR, SAINT AUGUSTINE, FL 32086-1845 |
| Document Number | 0043250119 |
| Book / Page | 004325 / 000119 |
| Instrument Date | Feb 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 178 SUMMER POINT DR ST AUGUSTINE FL 320861845, ST AUGUSTINE, FL 32086-1845 |
| Document Number | 0043250119 |
|---|---|
| Date | Feb 01, 2017 |
| Book Page | 004325/000119 |
| Instrument | 7592 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28258-0302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,636 (+2.7%) | $303,526 (-8.49%) Land $84,000 Building $219,526 | |
| 2025 | $1,918.00 (+17.74%) Homeowner's exemption Senior Citizen's exemption | $181,729 (+2.9%) | $331,678 (+13.06%) Land $84,000 Building $247,678 |
| 2024 | $1,629.00 (+2.71%) Homeowner's exemption Senior Citizen's exemption | $176,607 (+3%) | $293,368 (-10.98%) Land $67,200 Building $226,168 |
| 2023 | $1,586.00 (+4.48%) Homeowner's exemption Senior Citizen's exemption | $171,463 (+3%) | $329,549 (+19.19%) Land $67,200 Building $262,349 |
| 2022 | $1,518.00 Homeowner's exemption Senior Citizen's exemption | $166,469 | $276,494 Land $67,200 Building $209,294 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 735 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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