178 Strafford Ave, Rumford, ME 04276 Property Records

Oxford County and Rumford Town property record for 178 Strafford Ave, Rumford, ME 04276

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,876 sqft · built 1960
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,564 (2025)
Deeds & Mortgages	Aug 2021 Refinance Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RUMF M:112 L:194`

Property Details

APN / Parcel Number

Primary APN	`RUMF M:112 L:194`
Alternative APN	`1097`

Interior

Full Baths	2 Baths
Building Area	1,876 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Lot Area	61,855 sqft (1.42 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Location & Zoning

Account Number	1097
Street Address	178 STRAFFORD AVE
City	RUMFORD
State	ME
Zip	04276-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	MACGREGOR ANX
Legal Lot Number	194
Jurisdiction	RUMFORD ME
Township / Civil Division	RUMFORD
Census Block Group	1
Census Block	1015
Census Tract	965600

Owner

Source: Oxford County and Rumford Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	178 STRAFFORD AVE, RUMFORD, ME 04276-1822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance OXFORD FEDERAL CREDIT UNION
Aug 21, 2017	Deed of Trust, Mortgage OXFORD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2012
Deed Sale	Mar 19, 2012
Deed Document Number	20122574
Deed Book / Page	4825 / 230
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUMFORD ME
Property Address	178 STRAFFORD AVE, RUMFORD, ME 04276-1822
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013749
Date	Aug 19, 2021
Book Page	5630/714
Instrument	13749

Lender

Name	OXFORD FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUMFORD ME
Property Address	178 STRAFFORD AVE, RUMFORD, ME 04276-1822
Document Number	0053640213
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	178 STRAFFORD AVE RUMFORD ME 042761822, RUMFORD, ME 04276-1822

Mortgage

Document Number	0053640213
Date	Aug 28, 2017
Book Page	005364/000213
Instrument	8891

Lender

Name	OXFORD FCU
Type	Credit Union
Address	MEXICO, ME 04257

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Oxford County and Rumford Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Rumford Town
Unified School District	Regional School Unit 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,564.00 (+12.68%)	$190,300 (-) Land $31,300 Building $159,000
2024	$3,163.00 (+4.77%)	$190,300 (+39.82%) Land $31,300 Building $159,000
2023	$3,019.00	$136,100 (-) Land $22,300 Building $113,800
2022	$3,019.00	$136,100 Land $22,300 Building $113,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1984–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUMFORD WATER DISTRICT serves 4,050 people · EPA ID ME0091380
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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