Frederick County property record for 178 Stonegate Dr, Frederick, MD 21702 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 1.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1981 |
| Square Footage | 1,290 sqft Living Area |
| Lot Size | 4,919 sqft (0.113 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $187,000 (2019) |
| Tax Bill | $4,381.00 (2025) |
| Primary APN | 02-055953 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,290 sqft Living Area |
| 1st Floor | 520 sqft 1st Floor |
| Basement Area | 250 sqft Basement |
| Finished Basement | 250 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,919 sqft (0.113 acres) |
| Deck Area | 336 sqft Deck |
| Porch | Open Porch |
| Porch Area | 80 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Municipal Sewage |
| Account Number | 055953 |
|---|---|
| Street Address | 178 STONEGATE DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3736 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 114 SECT 5 4919 SQ FT STONEGATE DRIVE |
| Legal Subdivision | STONEGATE FARMS |
| Legal Lot Number | 114 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 750507 |
Source: Frederick County records · APN 02-055953
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 STONEGATE DR, FREDERICK, MD 21702-3736 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit EVERETT FINANCIAL INC |
| Jul 23, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOMESPIRE MORTGAGE CORP |
| May 21, 2019 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2019 · Amount on Record |
| Deed Sale | May 21, 2019 · Amount on Record |
| Prior Sale | Apr 26, 1999 · Amount on Record |
| Deed Book / Page | 12979 / 481 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 27, 2026 |
| Property Address | 178 STONEGATE DR, FREDERICK, MD 21702-3736 |
| Document Number | 1797000456 |
| Book / Page | 17974 / 456 |
| Instrument Date | Jul 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 178 STONEGATE DR, FREDERICK, MD 21702-3736 |
| Document Number | 1797000456, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 17974/456 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 20, 2046 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 178 STONEGATE DR, FREDERICK, MD 21702-3736 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | HARVEST TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0139190469 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 13919/469 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 21, 2019 |
| Property Address | 178 STONEGATE DR, FREDERICK, MD 21702-3736 |
| Document Number | 0129790481 |
| Book / Page | 12979 / 0481 |
| Map Reference | MB 21 FO 171 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $467.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 178 STONEGATE DR, FREDERICK, MD 21702-3736 |
| Document Number | 129790488 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 12979/0488 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,033 (+6.54%) | $293,100 (+19.63%) Land $85,000 Building $208,100 | |
| 2025 | $4,381.00 (+4.76%) Homeowner's exemption | $245,000 (+21.41%) Land $65,000 Building $180,000 | $245,000 (-) Land $65,000 Building $180,000 |
| 2024 | $4,182.00 (+12.57%) | ||
| 2023 | $3,715.00 | $201,800 | $245,000 Land $65,000 Building $180,000 |
178 Stonegate Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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