178 Stephens St, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 178 Stephens St, Belleville, NJ 07109

Property Summary

Property Type	Condominium
Details	954 sqft · built 1950
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$129,500 (Dec 1988)
Tax Bill	$6,539 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-09601-0000-00001-0000-C0001`

Property Details

APN / Parcel Number

Primary APN	`01-09601-0000-00001-0000-C0001`
Alternative APNs	`0109601000000001 01` `00009370`

Interior

Units	13 Units
Building Area	954 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Condo/Apartment
Lot Area	27,878 sqft (0.64 acres)

Location & Zoning

Account Number	00009370
Street Address	178 STEPHENS ST, U-A1
City	BELLEVILLE
State	NJ
Zip	07109-3287
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	.64
Legal Subdivision	BELLEVILLA CONDO
Legal Block	9601
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	2
Census Block	2005
Census Tract	14400

Owner

178 Stephens St is owned by an individual who bought it in December 1988.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	178 STEPHENS ST, A1, BELLEVILLE, NJ 07109-3287
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 1988 · Amount on File
Deed Sale	Dec 23, 1988 · Amount on File
Deed Book / Page	5060 / 32
Record Updated	Sep 20, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 30, 2019
Property Address	178 STEPHENS ST, BELLEVILLE, NJ 07109-3287
Document Number	0000103661
Instrument Date	Oct 3, 2019
Instrument	103661
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 STEPHENS ST #A5 BELLEVILLE NJ 071093287, A5, BELLEVILLE, NJ 07109-3287

Mortgage

Document Number	103662
Date	Oct 30, 2019
Instrument	103662

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 178 Stephens St was $6,539, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,300 (-) Land $70,000 Building $87,300	$157,300 (-) Land $70,000 Building $87,300
2025	$6,539.00 (+3.09%)	$157,300 Land $70,000 Building $87,300	$157,300 Land $70,000 Building $87,300
2024	$6,343.00
2023		$157,300 Land $70,000 Building $87,300	$157,300 Land $70,000 Building $87,300
2022	$6,057.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Stephens St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	23 units insured incl. 18 condo units
Nearby Flood Claims	3 (2011–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 178 Stephens St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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