178 Spring Tree Ln, Rochester, NY 14612 Property Records

Monroe County and Greece Town property record for 178 Spring Tree Ln, Rochester, NY 14612

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,754 sqft · built 1983
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Feb 2006)
Tax Bill	$6,570 (2026)
Deeds & Mortgages	May 2019 Line of Credit Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262800 044.04-7-15`

Property Details

APN / Parcel Number

Primary APN	`262800 044.04-7-15`
Alternative APNs	`28000440400007015000` `01593303000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,754 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	546 sqft
Finished Basement	546 sqft
Game Room	Game Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01593303000
Street Address	178 SPRING TREE LN
City	ROCHESTER
State	NY
Zip	14612-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L22 T2 D1 SHORT RANGE APPLEGROVE GDN S2 221-3 L158
Legal Subdivision	APPLEGROVE GARDENS SUBDIVISION
Legal Block	7
Legal Lot Number	15.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	2
Census Block	2002
Census Tract	13508

Owner

178 Spring Tree Ln is owned and occupied by two individuals who acquired it in August 2011.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	178 SPRING TREE LN, ROCHESTER, NY 14612-2820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Deed of Trust, Mortgage · Line of Credit ESL FCU
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2006 · Amount on File
Deed Sale	Feb 10, 2006 · Amount on File
Prior Sale	Aug 2, 1999 · Amount on File
Deed Book / Page	10256 / 269
Last Transfer Date	Aug 26, 2011
Transfer Doc	0000000720
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	178 SPRING TREE LN, ROCHESTER, NY 14612-2820
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001117
Date	May 23, 2019
Book Page	28034/213
Instrument	201905231117

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	178 SPRING TREE LN, ROCHESTER, NY 14612-2820
Document Number	0000000358
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	178 SPRING TREE LN ROCHESTER NY 146122820, ROCHESTER, NY 14612-2820

Mortgage

Document Number	0000000358
Date	Feb 21, 2019
Book Page	027931/000116
Instrument	358

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 20, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 178 Spring Tree Ln was $6,570 with a homeowner's exemption, up 15.2% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Hilton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,570.00 (+15.2%) Homeowner's exemption
2025	$5,703.00	$144,000 Land $32,400 Building $111,600	$236,100 Land $53,122 Building $182,978
2023		$144,000 Land $32,400 Building $111,600	$167,442 Land $37,674 Building $129,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Spring Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Spring Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

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