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178 Sheppard Trl, Sebring, FL 33875 Property Records

Highlands County property record for 178 Sheppard Trl, Sebring, FL 33875

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,567 sqft · built 2006
Lot Size2.98 acres (129,809 sqft)
OwnerIndividual Name on File
Last Sale$149,900 (Jun 2014)
Tax Bill$1,324 (2024)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNC1069010T3400000

Property Details

APN / Parcel Number

Primary APNC1069010T3400000
Alternative APN
  • C-10-36-29-010-T340-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,567 sqft Living Area
1st Floor Area1,275 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area129,809 sqft (2.98 acres)
Lot Dimensions392 ft deep x 332 ft wide
Garage TypeFinished
Garage Area380 sqft
DrivewayDriveway
Driveway Area833 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area169 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC1069010T3400000
Street Address178 SHEPPARD TRL
CitySEBRING
StateFL
Zip33875-9430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAU
Legal DescriptionHILLSIDE LAKE ESTATES PB 7-PG 27 TRACT 34
Legal Range29E
Legal Township36S
Legal Section10
Legal SubdivisionHILLSIDE LAKE ESTATES
Legal Tract34
JurisdictionHIGHLANDS FL
Township / Civil DivisionLAKE PLACID
Census Block Group1
Census Block1003
Census Tract961402

Owner

178 Sheppard Trl is owned and occupied by an individual who bought it in June 2014.

Source: Highlands County records, as of December 12, 2025

Owner of RecordIndividual Name on File
Mailing Address178 SHEPPARD TRL, SEBRING, FL 33875-9430
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2014 · Amount on File
Deed SaleJun 18, 2014 · Amount on File
Prior SaleJun 10, 2004 · Amount on File
Deed Document Number1737862
Deed Book / Page2433 / 0549
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address178 SHEPPARD TRL, SEBRING, FL 33875-9430
Document Number0001913191
Instrument DateAug 31, 2018
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 SHEPPARD TRL SEBRING FL 338759430, SEBRING, FL 33875-9430

Mortgage

Document Number0001913191
DateOct 1, 2018
Book Page002658/000519
Instrument1913191
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term300 Months
DueSep 30, 2043

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$117,382$256,812 Land $33,525 Building $223,287
2024$1,324.00 (+1.07%)
2023$1,310.00 (+2.5%) Homeowner's exemption$112,938 (+3%)$254,941 (+43.53%) Land $15,645 Building $239,296
2022$1,278.00 Homeowner's exemption$109,649$177,617 Land $15,645 Building $161,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Sheppard Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 35 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Sheppard Trl is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LAKE PLACID
serves 2,671 people · EPA ID FL6280286
Water SourceGroundwater
Last State InspectionJan 2026
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000

May also be available: Xfinity.

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