178 Shavers Dr, Central City, KY 42330 Property Records

Muhlenberg County property record for 178 Shavers Dr, Central City, KY 42330

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$147,500 (Aug 2017)
Tax Bill	$1,409 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084-02-02-007.000`

Property Details

APN / Parcel Number

Primary APN	`084-02-02-007.000`
Alternative APN	`24918`

Interior

Stories	1 Story

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	24918
Street Address	178 SHAVERS DR
City	CENTRAL CITY
State	KY
Zip	42330-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Legal Subdivision	HICKORY MEADOWS
Legal Lot Number	1
Jurisdiction	MUHLENBERG KY
Township / Civil Division	BREMEN
Census Block Group	1
Census Block	1028
Census Tract	960300

Owner

178 Shavers Dr is owned and occupied by an individual who bought it in August 2017.

Source: Muhlenberg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	178 SHAVERS DR, CENTRAL CITY, KY 42330-6118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN NATIONAL BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Aug 29, 2017	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2017 · Amount on File
Deed Sale	Aug 29, 2017 · Amount on File
Prior Sale	Jul 17, 2007 · Amount on File
Deed Document Number	276256
Deed Book / Page	D587 / 556
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Property Address	178 SHAVERS DR, CENTRAL CITY, KY 42330-6118
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 SHAVERS DR, CENTRAL CITY, KY 42330-6118

Mortgage

Document Number	0M748/1011
Date	Sep 26, 2023
Book Page	M748/1011
Instrument	313006

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank
Address	GREENVILLE, KY 42345

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 26, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUHLENBERG KY
Property Address	178 SHAVERS DR, CENTRAL CITY, KY 42330-6118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M718/1533
Date	Aug 24, 2020
Book Page	M718/1533
Instrument	292617

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MUHLENBERG KY
Recording Date	Aug 29, 2017
Property Address	178 SHAVERS DR, CENTRAL CITY, KY 42330-6118
Document Number	00D587/556
Book / Page	D587 / 556
Map Reference	MB 303 PG 310
Instrument Date	Aug 22, 2017
Instrument	276256
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	NATIONAL TITLE NTWK INC, NATIONAL TITLE CENTER INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 ESOR CIR, 360, GREENVILLE, KY 42345-7200

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	178 SHAVERS DR, CENTRAL CITY, KY 42330-6118

Mortgage

Document Number	0000276257
Date	Aug 29, 2017
Instrument	276257

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 178 Shavers Dr was $1,409.

Source: Muhlenberg County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Muhlenberg County
Unified School District	Muhlenberg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,409.00	$147,500	$147,500
2023	$1,443.00	$147,500	$147,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Shavers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Shavers Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUHLENBERG CO WATER DISTRICT #3 serves 7,075 people · EPA ID KY0890304
Water Source	Purchased surface water from CENTRAL CITY WATER & SEWER
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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