178 School St, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 178 School St, Berwick, ME 03901

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,394 sqft · built 2010
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Tax Bill	$3,566 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BERW M:R048 B:3`

Property Details

APN / Parcel Number

Primary APN	`BERW M:R048 B:3`
Alternative APN	`1841`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,394 sqft Living Area
Gross Area	3,038 sqft
1st Floor Area	1,394 sqft
Basement Area	1,394 sqft
Unfinished Basement	1,394 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1841
Street Address	178 SCHOOL ST
City	BERWICK
State	ME
Zip	03901-2733
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R2
Legal Block	3
Jurisdiction	BERWICK ME
Township / Civil Division	NORTH BERWICK
Census Block Group	3
Census Block	3021
Census Tract	33000

Owner

Source: York County and Berwick Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	178 SCHOOL ST, BERWICK, ME 03901-2733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Jan 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SEACOAST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Recording Date	Apr 29, 2026
Property Address	178 SCHOOL ST, BERWICK, ME 03901-2733
Document Number	0198930077
Book / Page	19893 / 77
Instrument Date	Apr 23, 2026
Instrument	202614269
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 SCHOOL ST, BERWICK, ME 03901-2733

Mortgage

Document Number	0000014269,
Date	Apr 29, 2026
Book Page	19893/77
Instrument	202614269

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	999 Months
Due	May 1, 2110

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Recording Date	Apr 29, 2026
Property Address	178 SCHOOL ST, BERWICK, ME 03901-2733
Document Number	0198930092
Book / Page	19893 / 92
Instrument Date	Apr 23, 2026
Instrument	202614270
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 SCHOOL ST, BERWICK, ME 03901-2733

Mortgage

Document Number	0000014270,
Date	Apr 29, 2026
Book Page	19893/92
Instrument	202614270

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	999 Months
Due	May 1, 2110

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	178 SCHOOL ST, BERWICK, ME 03901-2733
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185410359
Date	Jan 29, 2021
Book Page	18541/359
Instrument	2021005701

Lender

Name	FIRST SEACOAST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: York County and Berwick Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,566.00 (+4.54%)	$273,500 (-) Land $92,000 Building $181,500
2024	$3,411.00 (+12.24%)	$273,500 (+64.86%) Land $92,000 Building $181,500
2023	$3,039.00 (+0.53%)	$165,900 (-) Land $65,700 Building $100,200	$224,105
2022	$3,023.00	$165,900 Land $65,700 Building $100,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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