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178 Sapphire Rdg, Murphy, NC 28906 Property Records

Cherokee County property record for 178 Sapphire Rdg, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,368 sqft · built 1997
Lot Size1.37 acres (59,677 sqft)
OwnerIndividual Name on File
Last Sale$101,500 (Aug 2018)
Tax Bill$394 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN456100155935000

Property Details

APN / Parcel Number

Primary APN456100155935000
Alternative APN
  • 48208

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,368 sqft Heated Area
FlooringCombination, Other
Interior WallsWood
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area59,677 sqft (1.37 acres)
Lot Dimensions180 ft deep x 258 ft wide
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number48208
Street Address178 SAPPHIRE RDG
CityMURPHY
StateNC
Zip28906-4912
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT 4 CANNON ACRES 1114/756
Legal Lot Number4
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group1
Census Block1026
Census Tract930603

Owner

Source: Cherokee County records · APN 456100155935000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address178 SAPPHIRE RDG, MURPHY, NC 28906-4912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMESTAR FINANCIAL CORP
Aug 02, 2018Warranty Deed, Transfer · FHA Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2018 · Amount on Record
Deed SaleAug 02, 2018 · Amount on Record
Deed Document Number03709
Deed Book / Page01592 / 0933
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address178 SAPPHIRE RDG, MURPHY, NC 28906-4912
Transaction TypeMortgage
Record UpdatedApr 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1675/639
DateMar 19, 2021
Book Page1675/639
Instrument1805
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateAug 02, 2018
Property Address178 SAPPHIRE RDG, MURPHY, NC 28906-4912
Document Number01592/0933
Book / Page01592 / 0933
Instrument DateJul 13, 2018
Instrument03709
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$203.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address118 GRAHAM ST SE, 118, PORT CHARLOTTE, FL 33952-9121

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 SAPPHIRE RDG, MURPHY, NC 28906-4912

Mortgage

Document Number03710
DateAug 02, 2018
Instrument03710
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$394.00$47,150 (-)$47,150 (-) Land $12,000 Building $35,150
2023$47,150$47,150 Land $12,000 Building $35,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · above 84% of North Carolina
Wildfire LikelihoodAbout 1 in 505 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Blue Ridge Mountain Electric MembershipFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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