178 Saddlebrook Ct, Dakota Dunes (North Sioux City), SD 57049 Property Records

Union County property record for 178 Saddlebrook Ct, Dakota Dunes, SD 57049 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 1,882 sqft · built 2013
Lot Size0.434 acres (18,905 sqft)
OwnerCompany Name on File
Last Sale$550,000 (Nov 2022)
Tax Bill$8,481 (2025)
Deeds & MortgagesApr 2023 Mortgage
Nov 2024 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN23.GC.27.1019

Property Details

APN / Parcel Number

Primary APN23.GC.27.1019

Interior

Bedrooms5 Beds
Stories1 Story
Building Area1,882 sqft Living Area
Basement Area2,932 sqft
Finished Basement2,932 sqft
FlooringStone
Interior WallsStone
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialCombination
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area18,905 sqft (0.434 acres)
Garage TypeAttached
Garage Area912 sqft
Parking Spaces4 Parking Spaces
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address178 SADDLEBROOK CT
CityDAKOTA DUNES
StateSD
Zip57049-5443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 DAK DUNES GOLF COURSE 27TH ADD (.434A)
Legal SubdivisionDAK DUNES GOLF COURSE 27TH ADD
Legal Lot Number19
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionBIG SIOUX
Census Block Group2
Census Block2017
Census Tract20301

Owner

Source: Union County records · APN 23.GC.27.1019

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address178 SADDLEBROOK CT, DAKOTA DUNES, SD 57049-5443
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP
Nov 12, 2024Intrafamily Transfer, Transfer
Jun 11, 2018Warranty Deed, Transfer · Conventional Mortgage
THE SECURITY NATIONAL BANK OF SIOUX

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 28, 2022 · Amount on Record
Deed SaleNov 28, 2022 · Amount on Record
Prior SaleJun 11, 2018 · Amount on Record
Record UpdatedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address178 SADDLEBROOK CT, DAKOTA DUNES, SD 57049-5443
Transaction TypeMortgage
Record UpdatedJan 16, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000182/172
DateApr 13, 2023
Book Page182/172
Instrument230856
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressWEST PALM BEACH, FL 33409
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2038

November 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION SD
Recording DateNov 12, 2024
Property Address178 SADDLEBROOK CT, DAKOTA DUNES, SD 57049-5443
Document Number000114/590
Book / Page114 / 590
Map ReferenceMB 26 PG 34
Instrument DateNov 08, 2024
Instrument242376
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address178 SADDLEBROOK CT, DAKOTA DUNES, SD 57049-5443

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 SADDLEBROOK CT, DAKOTA DUNES, SD 57049-5443

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateJun 11, 2018
Property Address178 SADDLEBROOK CT, DAKOTA DUNES, SD 57049-5443
Document Number00108/0361
Book / Page108 / 0361
Instrument DateMay 16, 2018
Instrument182333
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4118 N 900 W, PLEASANT GROVE, UT 84062-8752

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address161 WINDFLOWER BND, NORTH SIOUX CITY, SD 57049-5281

Mortgage

Document Number0000182334
DateJun 11, 2018
Instrument182334
Lender
NameTHE SECURITY NATIONAL BANK OF SIOUX
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 01, 2038

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
County SubdivisionBig Sioux Township
Unified School DistrictDakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,481.00 (+1.14%)$537,830 (-) Land $68,750 Building $469,080
2024$8,385.00 (-0.62%)
2023$8,437.00 (+26.17%)$537,830 Land $68,750 Building $469,080
2022$6,687.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 124 individual NFIP policies nearby
Nearby Flood Policies124 in force
112 of 124 on primary residences
Nearby Flood Claims33 (2011–2024)
Claims Outside the SFHA25 of 33
Most Recent ClaimJun 2024, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Flood Events
  • Severe Storms And Flooding (Jun 2019), 2 claims
  • Flooding (Jul 2011), 26 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 26% of South Dakota
Wildfire LikelihoodAbout 1 in 1,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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