178 Rustic St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 178 Rustic St, Rochester, NY 14609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,437 sqft · built 1930
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,000 (Nov 2022)
Tax Bill	$1,074 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`080173-00.0`

Property Details

APN / Parcel Number

Primary APN	`080173-00.0`
Alternative APNs	`140009277000010650000000` `261400 092.77-1-65`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,437 sqft Living Area
1st Floor Area	579 sqft
2nd Floor Area	572 sqft
Upper Floors Area	286 sqft
Game Room	Game Room

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	080173-00.0
Street Address	178 RUSTIC ST
City	ROCHESTER
State	NY
Zip	14609-3515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0084.00 104 22 00000 94 FERNWOOD HGTS SUB
Legal Block	1
Legal Lot Number	65.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1001
Census Tract	8400

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	178 RUSTIC ST, ROCHESTER, NY 14609-3515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
May 17, 2022	Referee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Prior Sale	May 17, 2022 · Amount on Record
Deed Document Number	20221164
Deed Book / Page	12742 / 636
Prior Transfer Date	May 12, 2022
Prior Transfer Doc	0000000147
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Nov 7, 2022
Property Address	178 RUSTIC ST, ROCHESTER, NY 14609-3515
Document Number	0000001164
Book / Page	12742 / 636
Map Reference	LB 30 PG 34
Instrument Date	Nov 1, 2022
Instrument	202211071164
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7631 WHISPERS LN, 7631, ONTARIO, NY 14519-9389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 RUSTIC ST, ROCHESTER, NY 14609-3515

Mortgage

Document Number	0000001165
Date	Nov 7, 2022
Instrument	202211071165

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2022: Referee's Deed, Foreclosure

Document Type	Referee's Deed
Jurisdiction	MONROE NY
Recording Date	May 17, 2022
Property Address	178 RUSTIC ST, ROCHESTER, NY 14609-3515
Document Number	0000000147
Book / Page	12663 / 364
Map Reference	LB 30 PG 34
Instrument Date	May 12, 2022
Instrument	202205170147
Transaction Type	Foreclosure
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 RUSTIC ST, ROCHESTER, NY 14609-3515

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,074.00 (-5.21%)
2025	$1,133.00	$123,700 (+106.17%) Land $9,100 Building $114,600	$123,700 (+71.12%) Land $9,100 Building $114,600
2023		$60,000 Land $5,900 Building $54,100	$72,289 Land $7,108 Building $65,181

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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