178 River Rd, Lindley, NY 14858 Property Records

Steuben County and Lindley Town property record for 178 River Rd, Lindley, NY 14858

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,531 sqft · built 1850
Lot Size	6.03 acres (262,667 sqft)
Owner	2 Individual Names on File
Last Sale	$62,000 (Jun 2002)
Tax Bill	$3,911 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2023 Line of Credit + 1 more
APN	`0000708-000`

Property Details

APN / Parcel Number

Primary APN	`0000708-000`
Alternative APNs	`465800 424.00-01-011.000` `58004240000001011000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,531 sqft Living Area
1st Floor Area	1,056 sqft
2nd Floor Area	475 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1970
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	262,667 sqft (6.03 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000708-000
Street Address	178 RIVER RD
City	LINDLEY
State	NY
Zip	14858-9702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	11.000
Jurisdiction	STEUBEN NY
Township / Civil Division	LINDLEY
Census Block Group	3
Census Block	3041
Census Tract	963000

Owner

178 River Rd is owned and occupied by two individuals who bought it in June 2002.

Source: Steuben County and Lindley Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	178 RIVER RD, LINDLEY, NY 14858-9702
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Apr 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CORNING FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2002 · Amount on File
Deed Sale	Jun 14, 2002 · Amount on File
Deed Book / Page	1772 / 81
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	178 RIVER RD, LINDLEY, NY 14858-9702
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005242/173
Date	Dec 18, 2025
Book Page	5242/173

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount on Record
Term	157 Months
Due	Jan 1, 2039

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	178 RIVER RD, LINDLEY, NY 14858-9702
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004953/235
Date	Mar 8, 2023
Book Page	4953/235

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	97 Months
Due	Apr 1, 2031

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	178 RIVER RD, LINDLEY, NY 14858-9702
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4516/307
Date	Apr 9, 2020
Book Page	4516/307
Instrument	DL0057

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	May 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 178 River Rd was $3,911 with exemptions applied, down 4.6% from the year before.

Source: Steuben County and Lindley Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Lindley Town
Unified School District	Corning City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,911.00 (-4.63%) Homeowner's exemption Senior Citizen's exemption
2025	$4,101.00	$98,000 Land $19,000 Building $79,000	$140,000 Land $27,143 Building $112,857
2023		$98,000 (-) Land $19,000 Building $79,000	$127,273 (+9.09%) Land $24,675 Building $102,598
2022		$98,000 Land $19,000 Building $79,000	$116,667 Land $22,619 Building $94,048
2021	$1,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 178 River Rd; there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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