York County and Biddeford City property record for 178 River Rd, Biddeford, ME 04005 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1814 |
| Square Footage | 2,381 sqft Living Area |
| Lot Size | 25,265 sqft (0.58 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $422,000 (2022) |
| Tax Bill | $3,296.00 (2025) |
| Primary APN | BIDD M:6 L:22 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,381 sqft Living Area |
| Gross Area | 4,354 sqft Gross Area |
| 1st Floor | 1,398 sqft 1st Floor |
| Basement Area | 1,398 sqft Basement |
| Unfinished Basement | 1,398 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1814 |
|---|---|
| Effective Year Built | Effective 1814 |
| Architectural Style | Historical Style |
| Exterior Material | Asbestos Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 25,265 sqft (0.58 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 178 RIVER RD |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-9325 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 22 |
| Jurisdiction | BIDDEFORD ME |
| Minor Civil Division | BIDDEFORD |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 25100 |
Source: York County and Biddeford City records · APN BIDD M:6 L:22
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 RIVER RD, BIDDEFORD, ME 04005-9325 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 04, 2025 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| May 26, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance EVERGREEN CU |
| Jul 01, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage EMBRACE HOME LOANS INC |
| Dec 22, 2020 | Quit Claim Deed, Transfer · Stand Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 04, 2018 | Quit Claim Deed, Transfer INGRAHAM TITLE |
| Jun 20, 2018 | Loan Modification, Mortgage FEDERAL NAT'L MTG ASSN (FNMA) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 01, 2022 · Amount on Record |
| Deed Sale | Jul 01, 2022 · Amount on Record |
| Prior Sale | Dec 22, 2020 · Amount on Record |
| Deed Doc Number | 202227865 |
| Deed Book / Page | 19061 / 500 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 178 RIVER RD, BIDDEFORD, ME 04005-9325 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0197100802 |
|---|---|
| Date | Aug 04, 2025 |
| Book Page | 19710/802 |
| Instrument | 2025025679 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 178 RIVER RD, BIDDEFORD, ME 04005-9325 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0186790500 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 18679/500 |
| Instrument | 2021030370 |
| Name | EVERGREEN CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Jul 01, 2022 |
| Property Address | 178 RIVER RD, BIDDEFORD, ME 04005-9325 |
| Document Number | 0190610500 |
| Book / Page | 19061 / 500 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022027865 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 208 PARK AVE, PORTLAND, ME 04102-2960 |
| Document Number | 2022027866 |
|---|---|
| Date | Jul 01, 2022 |
| Instrument | 2022027866 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Dec 22, 2020 |
| Property Address | 178 RIVER RD, BIDDEFORD, ME 04005-9325 |
| Document Number | 0184970562 |
| Book / Page | 18497 / 562 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 2020066450 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 178 RIVER RD, BIDDEFORD, ME 04005-9325 |
| Document Number | 2020066451 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020066451 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Oct 04, 2018 |
| Property Address | 178 RIVER RD, BIDDEFORD, ME 04005-9325 |
| Document Number | 0178160590 |
| Book / Page | 017816 / 000590 |
| Instrument Date | Oct 04, 2018 |
| Instrument | 42082 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2018 |
| Title Company | INGRAHAM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 RIVER RD BIDDEFORD ME 040059325, BIDDEFORD, ME 04005-9325 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 178 RIVER RD, BIDDEFORD, ME 04005-9325 |
| Document Number | 0178440379 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 178 RIVER RD BIDDEFORD ME 040059325, BIDDEFORD, ME 04005-9325 |
| Document Number | 0178440379 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 017844/000379 |
| Instrument | 48336 |
| Name | FEDERAL NAT'L MTG ASSN (FNMA) |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Nov 15, 2058 |
Source: York County and Biddeford City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,296.00 (+5.71%) | $220,600 (+0.59%) Land $153,600 Building $67,000 | |
| 2024 | $3,118.00 (+9.79%) | $219,300 (+1.29%) Land $153,600 Building $65,700 | |
| 2023 | $2,840.00 (-1.15%) | $216,500 (+23.64%) Land $150,800 Building $65,700 | $629,185 |
| 2022 | $2,873.00 | $175,100 Land $65,900 Building $109,200 |
178 River Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · York County (23031C), updated April 16, 2025
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 54th in Maine |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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