Vernon Parish property record for 178 Richard Rd, Deridder, LA 70634
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Jun 2026) |
| Tax Bill | $283 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-703-9110 |
| Primary APN | 070-703-9110 |
|---|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 178 RICHARD RD |
|---|---|
| City | DERIDDER |
| State | LA |
| Zip | 70634-9163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2SR9W- SEC 5, BEG AT THE NE/C OF SESENW, TH S 1 DEG 45 MIN E ALG THE E LN OF SD SESENW 222 FT, TH S 89 DEG 35 MIN 58 SEC W 340 FT, TH N 1 DEG 45 MIN W 222 FT TO THE N LN OF SD SESENW, TH N 89 DEG 35 MIN 58 SEC E 340 FT TO THE POB. (1.73 A) TRACT I A |
| Legal Range | 09W |
| Legal Township | 0ZN |
| Legal Section | 05 |
| Legal Tract | I |
| Jurisdiction | VERNON LA |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 950902 |
Source: Vernon Parish records, as of July 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 178 RICHARD RD, DERIDDER, LA 70634-9163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Oct 20, 2020 | Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Deed Document Number | 2026740434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | VERNON LA |
| Recording Date | Jun 30, 2026 |
| Property Address | 178 RICHARD RD, DERIDDER, LA 70634-9163 |
| Document Number | 0000740434 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026740434 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | RETHINK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 RICHARD RD, DERIDDER, LA 70634-9163 |
| Document Number | 0000740435, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026740435 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON LA |
| Property Address | 178 RICHARD RD, DERIDDER, LA 70634-9163 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1777/717 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 1777/717 |
| Instrument | 705628 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Vernon Parish assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Vernon Parish |
| Unified School District | Vernon Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $283.00 (+14.11%) Homeowner's exemption | $2,200 (+6.28%) Land $880 Building $1,320 | $22,000 (+6.28%) Land $8,800 Building $13,200 |
| 2023 | $248.00 Homeowner's exemption | $2,070 Land $800 Building $1,270 | $20,700 Land $8,000 Building $12,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 89% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Swyft Connect Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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