178 Rice Rd, Morehead, KY 40351 Property Records

Rowan County property record for 178 Rice Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	1,985 sqft · built 2012
Owner	Individual Name on File
Last Sale	$268,000 (Jun 2023)
Tax Bill	$2,243 (2025)
Deeds & Mortgages	Jun 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`019-00 00 012.02`

Property Details

APN / Parcel Number

Primary APN	`019-00 00 012.02`
Alternative APNs	`8114` `7701` `650`

Interior

Stories	1 Story
Building Area	1,985 sqft Living Area

Exterior

Year Built	Built 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	8114
Street Address	178 RICE RD
City	MOREHEAD
State	KY
Zip	40351-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOTS #2 & #3 WOODLOCK ESTATES MAP 19-12.03
Legal Subdivision	WOODLOCK ESTATES
Legal Lot Number	2-3
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3002
Census Tract	950201

Owner

178 Rice Rd is owned and occupied by an individual who bought it in June 2023.

Source: Rowan County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	178 RICE RD, MOREHEAD, KY 40351-6327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on File
Deed Sale	Jun 13, 2023 · Amount on File
Prior Sale	Oct 15, 2012 · Amount on File
Deed Document Number	2023359
Deed Book / Page	D288 / 154
Record Updated	Jun 8, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jun 13, 2023
Property Address	178 RICE RD, MOREHEAD, KY 40351-6327
Document Number	00D288/154
Book / Page	D288 / 154
Map Reference	CAB 2 SL 210
Instrument Date	Jun 9, 2023
Instrument	2023359
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 RICE RD, MOREHEAD, KY 40351-6327

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	178 RICE RD, MOREHEAD, KY 40351-6327

Mortgage

Document Number	0002023360
Date	Jun 13, 2023
Instrument	2023360

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 178 Rice Rd was $2,243.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,243.00	$268,000 Land $35,000 Building $233,000	$268,000 Land $35,000 Building $233,000
2023	$2,456.00 (+72.35%)	$288,300 (+74.73%) Land $35,000 Building $253,300	$288,300 (+74.73%) Land $35,000 Building $253,300
2022	$1,425.00	$165,000 Land $35,000 Building $130,000	$165,000 Land $35,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Rice Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2002–2015)
Most Recent Claim	May 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Rice Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20