178 Reading St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 178 Reading St, Fall River, MA 02720 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1948
Square Footage1,451 sqft Living Area
Lot Size5,428 sqft (0.125 acres)
OccupancyOwner Occupied
Last Sale$119,000 (1997)
Tax Bill$3,523.00 (2025)

Property Details

APN / Parcel Number

Primary APNFALL M:0R-03 B:0000 L:0041
Alternative APN
  • M:0R=03 B:0000 L:0041

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,451 sqft Living Area
Gross Area2,183 sqft Gross Area
Basement Area676 sqft Basement
Unfinished Basement676 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,428 sqft (0.125 acres)
Garage TypeDetached Garage

Utilities and HVAC

Heating SystemSteam Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address178 READING ST
CityFALL RIVER
StateMA
Zip02720-6227
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number41
JurisdictionFALL RIVER MA
Minor Civil DivisionFALL RIVER
Census Blockgroup2
Census Block2001
Census Tract642300

Owner

Source: Bristol County and Fall River City records · APN FALL M:0R-03 B:0000 L:0041

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address178 READING ST, FALL RIVER, MA 02720-6227
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
FALL RIVER FIVE CENTS SAVINGS BANK
May 23, 2022Deed of Trust, Mortgage · Stand Alone Refinance
FALL RIVER FIVE CENTS SAVINGS BANK
Jun 23, 2021Deed of Trust, Mortgage · Line of Credit
FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 20, 1997 · Amount on Record
Deed SaleNov 20, 1997 · Amount on Record
Deed Book / Page28 / 283
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Recording DateJun 30, 2026
Property Address178 READING ST, FALL RIVER, MA 02720-6227
Document Number0000056746
Instrument DateJun 25, 2026
Instrument202656746
Transaction TypeMortgage
Record UpdatedJul 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 READING ST, FALL RIVER, MA 02720-6227

Mortgage

Document Number0000056746,
DateJun 30, 2026
Instrument202656746
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJul 01, 2046
Interest
Rate6.53%
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address178 READING ST, FALL RIVER, MA 02720-6227
Transaction TypeMortgage
Record UpdatedJun 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053683
DateMay 23, 2022
Instrument53683
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term241 Months
DueJun 01, 2042

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFALL RIVER MA
Property Address178 READING ST, FALL RIVER, MA 02720-6227
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number52664
DateJun 23, 2021
Instrument52664
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJul 01, 2041
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bristol County and Fall River City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBristol County
MunicipalityFall River City
Unified School DistrictFall River School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,523.00 (+6.05%)$307,700 (+6.43%) Land $132,700 Building $175,000$392,635 (+2.61%)
2024$3,322.00 (+1.03%)$289,100 (+7.87%) Land $127,600 Building $161,500$382,660
2023$3,288.00$268,000 Land $114,600 Building $153,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bristol County (25005C), updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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