Swain County property record for 178 Ramseur St, #E, Bryson City, NC 28713
| Property Type | Garden / Court Apartments (5+ Units) |
|---|---|
| Details | 576 sqft · built 2015 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Company Name on File |
| Tax Bill | $420 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 667419624074 |
| Primary APN | 667419624074 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 576 sqft Total Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,307 sqft (0.03 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 535047 |
|---|---|
| Street Address | 178 RAMSEUR ST, E |
| City | BRYSON CITY |
| State | NC |
| Zip | 28713 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Garden / Court Apartments (5+ Units) |
| Legal Description | 10-IR-15696-RAMSUER ST 1 PARCEL B-2 |
| Jurisdiction | SWAIN NC |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 960200 |
178 Ramseur St, #E, a residential property, is owned by a company.
Source: Swain County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2185, BRYSON CITY, NC 28713-2185 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK |
| Sep 21, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAIN NC |
| Property Address | 178 RAMSEUR ST # E, E, BRYSON CITY, NC 28713-6790 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000512/973 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 512/973 |
| Instrument | 2183 |
| Name | COMMUNITY FIRST BANK |
|---|---|
| Type | Bank |
| Address | WAYNESVILLE, NC 28786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAIN NC |
| Property Address | 178 RAMSEUR ST # E, E, BRYSON CITY, NC 28713-6790 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000512/999 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 512/999 |
| Instrument | 2185 |
| Name | COMMUNITY FIRST BANK |
|---|---|
| Type | Bank |
| Address | WAYNESVILLE, NC 28786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 178 Ramseur St, #E was $420.
Source: Swain County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Bryson City Town |
| County | Swain County |
| Unified School District | Swain County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420.00 | $74,420 Land $15,000 Building $59,420 | |
| 2025 | $74,420 Land $15,000 Building $59,420 | ||
| 2023 | $382.00 Additional exemption filed | $74,420 Land $15,000 Building $59,420 | $74,420 Land $15,000 Building $59,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Ramseur St, #E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1994–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Ramseur St, #E is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BRYSON CITY serves 4,395 people · EPA ID NC0187010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
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