Madison County property record for 178 Prewitt Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,933 sqft |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $261,000 (Feb 2022) |
| Tax Bill | $2,461 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0006-0060 |
| Primary APN | 0056-0006-0060 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,933 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 9,583 sqft (0.219 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 59546 |
|---|---|
| Street Address | 178 PREWITT DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-6806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CREEKSIDE LOT 60 |
| Legal Subdivision | CREEKSIDE |
| Legal Block | 2 |
| Legal Lot Number | 60 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10903 |
178 Prewitt Dr is owned and occupied by an individual who bought it in February 2022.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 178 PREWITT DR, RICHMOND, KY 40475-6806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Aug 27, 2019 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2022 · Amount on File |
| Deed Sale | Feb 14, 2022 · Amount on File |
| Prior Sale | Aug 27, 2019 · Amount on File |
| Deed Document Number | 2014077097 |
| Deed Book / Page | D818 / 400 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 14, 2022 |
| Property Address | 178 PREWITT DR, RICHMOND, KY 40475-6806 |
| Document Number | 00D818/400 |
| Book / Page | D818 / 400 |
| Map Reference | MB 13 PG 167 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 2014077097 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $261.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2222 LAURENS ST, 2222, GROVETOWN, GA 30813-3396 |
| Name | Verified Name |
|---|---|
| Address | 178 PREWITT DR, RICHMOND, KY 40475-6806 |
| Document Number | 2014077098 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2014077098 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 27, 2019 |
| Property Address | 178 PREWITT DR, RICHMOND, KY 40475-6806 |
| Document Number | D00777/598 |
| Book / Page | D00777 / 598 |
| Map Reference | MB 13 PG 167 |
| Instrument Date | Aug 14, 2019 |
| Instrument | 2013997752 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | FOUNDATION TITLE LLC-LIVINGSTON, FOUNDATION T&E LEXINGTON |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 195 SHADYTOWN RD, 195, BOONEVILLE, KY 41314-7448 |
| Name | Verified Name |
|---|---|
| Address | 178 PREWITT DR, RICHMOND, KY 40475-6806 |
| Document Number | 2013997753 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 2013997753 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 178 Prewitt Dr was $2,461 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,461.00 Additional exemption filed | $261,000 | $261,000 |
| 2023 | $2,531.00 (+46.22%) | $261,000 (+46.63%) | $261,000 (+46.63%) |
| 2022 | $1,731.00 | $178,000 | $178,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Prewitt Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Prewitt Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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