178 Pretty Point Rd, Kinsale, VA 22488 Property Records

Westmoreland County property record for 178 Pretty Point Rd, Kinsale, VA 22488

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,152 sqft · built 1955
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$404 (2025)
Deeds & MortgagesAug 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APN49-46-E

Property Details

APN / Parcel Number

Primary APN49-46-E
Alternative APNs
  • 26731
  • 2673

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Deck Area48 sqft

Utilities, Heating & Cooling

Water SourceWell

Location & Zoning

Account Number2673
Street Address178 PRETTY POINT RD
CityKINSALE
StateVA
Zip22488
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWM
Legal DescriptionADJ. ELBERT WILSON 1 AC DB 875 PG 348 235/547
JurisdictionWESTMORELAND VA
Township / Civil DivisionCOPLE
Census Block Group2
Census Block2025
Census Tract10102

Owner

178 Pretty Point Rd is owned and occupied by an individual who acquired it in September 2015.

Source: Westmoreland County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address178 PRETTY POINT RD, KINSALE, VA 22488
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 9, 2015
Transfer Doc0008750348
Record UpdatedOct 29, 2026

August 2026: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionWESTMORELAND VA
Recording DateAug 27, 2026
Property Address178 PRETTY POINT RD, KINSALE, VA 22488
Document Number1006002072
Book / Page1006 / 2072
Instrument DateAug 27, 2025
Record UpdatedSep 9, 2026
Title CompanyALLEGIANCE TITLE AND LAND SERVICES L, ALLEGIANCE TITLE & LAND SERVIC

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1006002084,
DateAug 27, 2026
Book Page1006/2084
Lender
NameCARDINAL FINANCIAL
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term240 Months
DueMar 1, 2047
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 178 Pretty Point Rd was $404.

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWestmoreland County
Unified School DistrictWestmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$404.00$59,500 Land $15,500 Building $44,000$59,500 Land $15,500 Building $44,000
2023$368.00$59,500 Land $15,500 Building $44,000$59,500 Land $15,500 Building $44,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Pretty Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims4 (2003–2021)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2021
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Pretty Point Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Pretty Point Rd

Nearby Streets

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