178 Pompano St, Inlet Beach, FL 32461 Property Records

Walton County property record for 178 Pompano St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 5,424 sqft · built 2020
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on File
Last Sale	$5,089,500 (Aug 2025)
Tax Bill	$41,891 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2025 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`36-3S-18-16100-000-1403`

Property Details

APN / Parcel Number

Primary APN	`36-3S-18-16100-000-1403`
Alternative APN	`1082774`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Stories	4 Stories
Building Area	5,424 sqft Living Area
Gross Area	7,675 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	29.7 ft deep x 9.3 ft wide
Garage Type	Finished

Exterior Amenities

Porch	Porch
Porch Area	367 sqft
Patio Area	241 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1082774
Street Address	178 POMPANO ST
City	INLET BEACH
State	FL
Zip	32461-7241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW/C GOVT LOT 140 S 88 DEG 39'00E 73.38FT TO POB, N 00 DEG 56'20E 200.42FT, N 88 DEG 40'39W 73.39FT TO W LN OF GOV LOT
Legal Range	18W
Legal Township	03S
Legal Section	36
Legal Subdivision	OF SEC 36-3S-18
Legal Lot Number	140
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1027
Census Tract	950611

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15 HIGHPOINT CT, ORCHARD PARK, NY 14127-3460
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Aug 14, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Feb 8, 2021	Correction Deed ATTORNEY ONLY, ATTORNEY
Jun 20, 2019	Loan Modification, Mortgage GLENN G JACKS
May 31, 2019	Loan Modification, Mortgage CENTENNIAL BK
Nov 27, 2017	Affidavit, Transfer · Commercial Mortgage CENTENNIAL BANK
Nov 27, 2017	Warranty Deed, Transfer GLENN G JACKS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	0033673906
Deed Book / Page	3367 / 3906
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	178 POMPANO ST, INLET BEACH, FL 32461-7241
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4832 SEBASTIAN CT, NAPERVILLE, IL 60564-6170

Mortgage

Document Number	0031850702
Date	Feb 26, 2021
Book Page	3185/702
Instrument	20210009361

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 14, 2025
Property Address	178 POMPANO ST, INLET BEACH, FL 32461-7241
Document Number	0033673906
Book / Page	3367 / 3906
Instrument Date	Aug 14, 2025
Instrument	20250029020
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	ARK TITLE SERVICES LLC, AQUARK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$35,626.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6602 E LAFAYETTE BLVD, SCOTTSDALE, AZ 85251-3134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 HIGHPOINT CT, ORCHARD PARK, NY 14127-3460

Mortgage

Document Number	0033673910
Date	Aug 14, 2025
Instrument	3367/3910

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 29, 2020
Property Address	178 POMPANO ST, INLET BEACH, FL 32461-7241
Document Number	0031752992
Book / Page	003175 / 002992
Instrument Date	Dec 28, 2020
Instrument	53752
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$27,034.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4832 SEBASTIAN CT NAPERVILLE IL 605646170, NAPERVILLE, IL 60564-6170

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Feb 8, 2021
Property Address	178 POMPANO ST, INLET BEACH, FL 32461-7241
Document Number	0031821292
Book / Page	3182 / 1292
Instrument Date	Dec 28, 2020
Instrument	20210006045
Record Updated	Jun 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 CLAYTON LN, 35, SANTA ROSA BEACH, FL 32459-5781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4832 SEBASTIAN CT, NAPERVILLE, IL 60564-6170

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	178 POMPANO ST, INLET BEACH, FL 32461-7241
Document Number	0031100544
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35 CLAYTON LN #B SANTA ROSA BEACH FL 324595782, B, SANTA ROSA BEACH, FL 32459-5782

Mortgage

Document Number	0031100544
Date	Jun 28, 2019
Book Page	003110/000544
Instrument	21676

Lender

Name	GLENN G JACKS
Address	280 S RONALD REAGAN BLVD # 200, LONGWOOD, FL 32750-5463

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 27, 2020

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	178 POMPANO ST, INLET BEACH, FL 32461-7241
Document Number	0031081264
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35 CLAYTON LN SANTA ROSA BEACH FL 324595781, SANTA ROSA BEACH, FL 32459-5781

Mortgage

Document Number	0031081264
Date	Jun 12, 2019
Book Page	003108/001264
Instrument	19291

Lender

Name	CENTENNIAL BK
Type	Bank
Address	PENSACOLA, FL 32504

Agreement

Term	12 Months
Due	Jun 11, 2020

November 2017: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	WALTON FL
Recording Date	Nov 27, 2017
Property Address	178 POMPANO ST, INLET BEACH, FL 32461-7241
Document Number	0030581745
Book / Page	3058 / 1745
Instrument Date	Nov 20, 2017
Instrument	2017000038895
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 POMPANO ST, ROSEMARY BEACH, FL 32461-7241

Mortgage

Document Number	2017000038897
Date	Nov 27, 2017
Instrument	2017000038897

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Nov 20, 2019

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 27, 2017
Property Address	178 POMPANO ST, INLET BEACH, FL 32461-7241
Document Number	0030581743
Book / Page	003058 / 001743
Instrument Date	Nov 20, 2017
Instrument	38894
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35 CLAYTON LN #B SANTA ROSA BEACH FL 324595782, B, SANTA ROSA BEACH, FL 32459-5782

Mortgage

Document Number	30581758
Date	Nov 27, 2017
Book Page	003058/001758
Instrument	38898

Lender

Name	GLENN G JACKS
Address	280 S RONALD REAGAN BLVD # 200, LONGWOOD, FL 32750-5463

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Nov 26, 2019

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,738,279 (-0.76%) Land $1,111,246 Building $3,627,033	$4,738,279 (-0.76%) Land $1,111,246 Building $3,627,033
2023	$41,891.00 (+11.34%)	$4,774,648 (+17.61%) Land $1,111,246 Building $3,663,402	$4,774,648 (+17.61%) Land $1,111,246 Building $3,663,402
2022	$37,624.00	$4,059,824 Land $845,431 Building $3,214,393	$4,059,824 Land $845,431 Building $3,214,393

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Communications Cable · Fiber in parts of the area	2,000 / 1,000
WOW Internet, Cable & Phone Cable	2,000 / 200
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

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