Wilkes County property record for 178 Philomath Rd, Rayle, GA 30660
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,405 sqft · built 1974 |
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jun 2026) |
| Tax Bill | $830 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016B-035 |
| Primary APN | 016B-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,405 sqft Heated Area |
| 1st Floor Area | 1,405 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,991 sqft (2.02 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 295 sqft |
| Utility Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1 |
|---|---|
| Street Address | 178 PHILOMATH RD |
| City | RAYLE |
| State | GA |
| Zip | 30660-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 001 |
| Legal Description | PHILOMATH RD PB 9-618 |
| Jurisdiction | WILKES GA |
| Township / Civil Division | RAYLE |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 10102 |
178 Philomath Rd is owned and occupied by an individual who bought it in June 2026.
Source: Wilkes County records, as of July 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 PHILOMATH RD, RAYLE, GA 30660-2027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Limited Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE |
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Nov 2, 2017 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Prior Sale | Nov 2, 2017 · Amount on File |
| Deed Book / Page | 437 / 49 |
| Prior Transfer Date | Feb 28, 2012 |
| Prior Transfer Doc | 000297/383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WILKES GA |
| Recording Date | Jun 17, 2026 |
| Property Address | 178 PHILOMATH RD, RAYLE, GA 30660-2027 |
| Document Number | 0437000049 |
| Book / Page | 437 / 49 |
| Instrument Date | Jun 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 PHILOMATH RD, RAYLE, GA 30660-2027 |
| Document Number | 0437000051, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 437/51 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILKES GA |
| Property Address | 178 PHILOMATH RD, RAYLE, GA 30660-2027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 178 PHILOMATH RD, RAYLE, GA 30660-2027 |
| Document Number | 0000000389/0000000306 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 0000000389/0000000306 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILKES GA |
| Recording Date | Nov 2, 2017 |
| Property Address | 178 PHILOMATH RD, RAYLE, GA 30660-2027 |
| Document Number | 000348/111 |
| Book / Page | 348 / 111 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 2017-000539 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 PHILOMATH RD, RAYLE, GA 30660-2027 |
| Document Number | 000348/112 |
|---|---|
| Date | Nov 3, 2017 |
| Book Page | 348/112 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 178 Philomath Rd was $830 with a homeowner's exemption.
Source: Wilkes County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Wilkes County |
| Municipality | Rayle Town |
| Unified School District | Wilkes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $830.00 Homeowner's exemption | $30,887 Land $4,358 Building $26,529 | $77,217 Land $10,894 Building $66,323 |
| 2023 | $836.00 Homeowner's exemption | $30,887 Land $4,358 Building $26,529 | $77,217 Land $10,894 Building $66,323 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 178 Philomath Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 178 Philomath Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Relyant Communications Fiber | 1,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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