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178 Penrose St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 178 Penrose St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 625 sqft · built 1948
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$266,500 (Jun 2026)
Tax Bill$2,795 (2026)
Deeds & MortgagesJun 2026 Sale
Feb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:09640 P:0036

Property Details

APN / Parcel Number

Primary APNSPRI S:09640 P:0036
Alternative APN
  • 96400036

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area625 sqft Living Area
1st Floor Area625 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area5,001 sqft (0.115 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number96400036
Street Address178 PENROSE ST
CitySPRINGFIELD
StateMA
Zip01109-1914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionSUFFIELD STREET COOPER STREET
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group4
Census Block4003
Census Tract801501

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address178 PENROSE ST, SPRINGFIELD, MA 01109-1914
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Quit Claim Deed, Transfer
Feb 27, 2026Fiduciary Deed, Transfer
COMMERCIAL LENDER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2026 · Amount on Record
Deed SaleJun 11, 2026 · Amount on Record
Prior SaleFeb 27, 2026 · Amount on Record
Deed Document Number2026634
Deed Book / Page26370 / 320
Prior Transfer DateJun 2, 2026
Prior Transfer Doc026370-320
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateJun 11, 2026
Property Address178 PENROSE ST, SPRINGFIELD, MA 01109-1914
Document Number026370-320
Book / Page26370 / 320
Instrument DateJun 2, 2026
Instrument2026634
Transaction TypeTransfer
Record UpdatedAug 30, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address178 PENROSE ST, SPRINGFIELD, MA 01109-1914

February 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHAMPDEN MA
Recording DateFeb 27, 2026
Property Address178 PENROSE ST, SPRINGFIELD, MA 01109-1914
Document Number026234-303
Book / Page26234 / 303
Instrument DateFeb 19, 2026
Instrument8608
Transaction TypeTransfer
Record UpdatedMar 18, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address674 N MAIN ST, E LONGMEADOW, MA 01028-1817

Mortgage

Document Number0000008609
DateFeb 27, 2026
Instrument8609
Lender
NameCOMMERCIAL LENDER LLC
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,795.00 (-7.97%)$180,800 (-6.66%) Land $43,000 Building $137,800$255,391 (+34.55%)
2025$3,037.00 (+14.6%)$193,700 (+24.65%) Land $39,000 Building $154,700$189,810 (+3.79%)
2024$182,875
2023$2,650.00$155,400 Land $29,500 Building $125,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75

May also be available: GoNetspeed.

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