178 Pennsylvania Ave, Westminster, MD 21157 Property Records

Carroll County property record for 178 Pennsylvania Ave, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,539 sqft · built 1900
Lot Size	0.159 acres (6,930 sqft)
Owner	Company Name on File
Last Sale	$155,000 (Dec 2014)
Tax Bill	$3,264 (2026)
Deeds & Mortgages	Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`07-058756`

Property Details

APN / Parcel Number

Primary APN	`07-058756`
Alternative APNs	`7058756` `058756`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,539 sqft Total Area
Basement Area	72 sqft
Unfinished Basement	72 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Lot Area	6,930 sqft (0.159 acres)
Lot Dimensions	198 ft deep x 35 ft wide
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	058756
Street Address	178 PENNSYLVANIA AVE
City	WESTMINSTER
State	MD
Zip	21157-6199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LT - 6930 SF PENNSYLVANIA AVE WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3008
Census Tract	507601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

178 Pennsylvania Ave is owned by a company that bought it in December 2014.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	14207 HANOVER PIKE, REISTERSTOWN, MD 21136-4106
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2014 · Amount on File
Deed Sale	Dec 2, 2014 · Amount on File
Prior Sale	Apr 30, 1997 · Amount on File
Deed Book / Page	7825 / 473
Transfer Doc	0000002032
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	178 PENNSYLVANIA AVE, WESTMINSTER, MD 21157-6199
Document Number	0096360026
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	178 PENNSYLVANIA AVE WESTMINSTER MD 211576199, WESTMINSTER, MD 21157-6199

Mortgage

Document Number	0096360026
Date	Apr 16, 2020
Book Page	009636/000026

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	UPPERCO, MD 21155

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 178 Pennsylvania Ave was $3,264, up 5.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,264.00 (+5.22%)	$194,300 Land $70,900 Building $123,400	$194,300 Land $70,900 Building $123,400
2025	$3,102.00
2023	$2,795.00	$165,400 Land $70,900 Building $94,500	$165,400 Land $70,900 Building $94,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Pennsylvania Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Pennsylvania Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20