178 Pennington Pl, Jackson, TN 38305 Property Records

Madison County property record for 178 Pennington Pl, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,429 sqft · built 1995
Lot Size	0.142 acres (6,192 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Oct 2020)
Tax Bill	$1,436 (2022)
Deeds & Mortgages	May 2022 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057044D D 02000`

Property Details

APN / Parcel Number

Primary APN	`057044D D 02000`
Alternative APN	`044D D 02000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,429 sqft Living Area
1st Floor Area	1,429 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,192 sqft (0.142 acres)
Lot Dimensions	72 ft deep x 86 ft wide
Garage Type	Finished
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	241 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	178 PENNINGTON PL
City	JACKSON
State	TN
Zip	38305-3552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: D67
Legal Subdivision	PENNINGTON PLACE
Legal Block	1
Legal Lot Number	20 86
Jurisdiction	MADISON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2009
Census Tract	1612

Owner

178 Pennington Pl is owned by two individuals who bought it in October 2020.

Source: Madison County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	704 HANNAWAY RD, COLUMBIA, TN 38401-3426
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK & TRUST COMPANY
Oct 20, 2020	Warranty Deed, Transfer · FHA Mortgage LEADERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	Jun 4, 2013 · Amount on File
Deed Document Number	20013359
Deed Book / Page	D760 / 441
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	178 PENNINGTON PL, JACKSON, TN 38305-3552
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 PENNINGTON PL, JACKSON, TN 38305-3552

Mortgage

Document Number	00T2198/25
Date	May 27, 2022
Book Page	T2198/25
Instrument	22007121

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Oct 20, 2020
Property Address	178 PENNINGTON PL, JACKSON, TN 38305-3552
Document Number	00D760/441
Book / Page	D760 / 441
Map Reference	MB 5 PG 83
Instrument Date	Oct 16, 2020
Instrument	20013359
Transaction Type	Transfer
Record Updated	Jun 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 PENNINGTON PL, JACKSON, TN 38305-3552

Mortgage

Document Number	0020013360
Date	Oct 20, 2020
Instrument	20013360

Lender

Name	LEADERS CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,200 Land $4,500 Building $36,700
2023		$41,200 Land $4,500 Building $36,700
2022	$1,436.00		$164,800 Land $18,000 Building $146,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 178 Pennington Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Pennington Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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