Hennepin County property record for 178 Peninsula Rd, Minneapolis, MN 55441
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,131 sqft · built 1978 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,750,000 (Jul 2026) |
| Tax Bill | $18,640 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-118-22-23-0004 |
| Primary APN | 25-118-22-23-0004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,131 sqft Living Area |
| Gross Area | 3,835 sqft |
| 1st Floor Area | 1,426 sqft |
| Basement Area | 1,704 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 244 ft deep x 50 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 561 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 1,560 sqft |
| Patio Area | 840 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 178 PENINSULA RD |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55441-4178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 016 BLOCK 005 A MEDICINE LAKE PARK 1ST DIV W 50X244XL50X252 |
| Legal Range | 22 |
| Legal Township | 118 |
| Legal Section | 25 |
| Legal Quarter | 23 |
| Legal Subdivision | MEDICINE LAKE PARK 1ST DIV |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MEDICINE LAKE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 26516 |
Source: Hennepin County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 178 PENINSULA RD, MINNEAPOLIS, MN 55441-4178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 15, 2026 | Deed of Trust, Mortgage · Line of Credit GATEWAY BANK |
| Jun 22, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Deed Document Number | 202611484656 |
| Prior Transfer Date | May 15, 2020 |
| Prior Transfer Doc | 0A10800513 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 31, 2026 |
| Property Address | 178 PENINSULA RD, MINNEAPOLIS, MN 55441-4178 |
| Document Number | 0011484656 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202611484656 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 178 PENINSULA RD, MINNEAPOLIS, MN 55441-4178 |
| Document Number | 0011484657, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202611484657 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | May 15, 2026 |
| Property Address | 178 PENINSULA RD, MINNEAPOLIS, MN 55441-4178 |
| Document Number | 0011462945 |
| Instrument Date | May 4, 2026 |
| Instrument | 202611462945 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 178 PENINSULA RD, MINNEAPOLIS, MN 55441-4178 |
| Document Number | 0011462945, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 202611462945 |
| Name | GATEWAY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 4, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 22, 2020 |
| Property Address | 178 PENINSULA RD, MEDICINE LAKE, MN 55441-4178 |
| Document Number | 0010800513 |
| Instrument Date | May 15, 2020 |
| Instrument | 10800513 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 178 PENINSULA RD MEDICINE LAKE MN 554414178, MEDICINE LAKE, MN 55441-4178 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 178 PENINSULA RD, MEDICINE LAKE, MN 55441-4178 |
| Document Number | 0010651292 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 178 PENINSULA RD MEDICINE LAKE MN 554414178, MEDICINE LAKE, MN 55441-4178 |
| Document Number | 0010651292 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 10651292 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 16, 2034 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Medicine Lake City |
| Unified School District | Wayzata Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,640.00 (+1.35%) | $1,281,300 (-2.87%) Land $675,000 Building $606,300 | $1,281,300 (-2.87%) Land $675,000 Building $606,300 |
| 2024 | $18,391.00 (+16.75%) | $1,319,200 (+18%) Land $712,000 Building $607,200 | $1,319,200 (+18%) Land $712,000 Building $607,200 |
| 2023 | $15,752.00 Homeowner's exemption | ||
| 2022 | $1,118,000 Land $578,000 Building $540,000 | $1,118,000 Land $578,000 Building $540,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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