Torrington City property record for 178 Peck Rd, Torrington, CT 06790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,500 sqft · built 1992 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $165,000 (Mar 2023) |
| Tax Bill | $7,022 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2023 Mortgage + 3 more |
| APN | 12820 |
| Primary APN | 12820 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 2,570 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 12820 |
|---|---|
| Street Address | 178 PECK RD |
| City | TORRINGTON |
| State | CT |
| Zip | 06790-6105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | TORRINGTON CT |
| Township / Civil Division | TORRINGTON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 310801 |
Source: Torrington City records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 178 PECK RD, TORRINGTON, CT 06790-6105 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING |
| Aug 8, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) OCMBC INC |
| Aug 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage OCMBC INC |
| Mar 22, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage BONNIE L FRESEN |
| May 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2023 · Amount on Record |
| Deed Sale | Mar 22, 2023 · Amount on Record |
| Prior Sale | Jan 31, 1997 · Amount on Record |
| Deed Document Number | 2023481805 |
| Deed Book / Page | 1385 / 656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 178 PECK RD, TORRINGTON, CT 06790-6105 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001453-494 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | 1453/494 |
| Instrument | 2026-506360 |
| Name | KIND LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 178 PECK RD, TORRINGTON, CT 06790-6105 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001395-274 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 1395/274 |
| Instrument | 2023-486113 |
| Name | OCMBC INC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 178 PECK RD, TORRINGTON, CT 06790-6105 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001395-264 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 1395/264 |
| Instrument | 2023-486112 |
| Name | OCMBC INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Recording Date | Mar 22, 2023 |
| Property Address | 178 PECK RD, TORRINGTON, CT 06790-6105 |
| Document Number | 001385-656 |
| Book / Page | 1385 / 656 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 2023-481805 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 GEARY AVE, BRISTOL, CT 06010-6442 |
| Document Number | 2023481806 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 2023-481806 |
| Name | BONNIE L FRESEN |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TORRINGTON CT |
| Property Address | 178 PECK RD, TORRINGTON, CT 06790-6105 |
| Document Number | 1247-1063 |
| Book / Page | 001247 / 001063 |
| Instrument Date | May 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2017 |
| Name | Verified Name |
|---|---|
| Address | 178 PECK RD TORRINGTON CT 067906105, TORRINGTON, CT 06790-6105 |
| Document Number | 1247-1063 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 001247/001063 |
| Instrument | 431023 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Torrington City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Torrington City |
| Unified School District | Torrington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,022.00 | $182,630 (+93.81%) Land $27,510 Building $155,120 | $127,841 Land $19,257 Building $108,584 |
| 2024 | $7,022.00 (+55.39%) | ||
| 2023 | $4,519.00 (+1.73%) | $94,230 (-) Land $27,500 Building $66,730 | |
| 2022 | $4,442.00 | $94,230 Land $27,500 Building $66,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Treatment report not submitted Mar 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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