178 Paso Monte Loop, Alto, NM 88312 Property Records

Lincoln County property record for 178 Paso Monte Loop, Alto, NM 88312

Property Summary

Property TypeSingle Family Home
Details1,960 sqft · built 1982
Lot Size5 acres (218,148 sqft)
Owner2 Individual Names on File
Last Sale$353,800 (Dec 2020)
Tax Bill$4,837 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN4-075-058-067-350

Property Details

APN / Parcel Number

Primary APN4-075-058-067-350
Alternative APN
  • 365960

Interior

Stories2 Stories
Building Area1,960 sqft Living Area
1st Floor Area1,096 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Lot Area218,148 sqft (5 acres)

Location & Zoning

Account Number365960
Street Address178 PASO MONTE LOOP
CityALTO
StateNM
Zip88312-9536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION-19 TOWNSHIP-10S RANGE-14E A TRACT OF LAND SITUATE IN THE SW4 CONT'G 5.008 ACS, MORE OR LESS COMPLIANT
Legal Range14E
Legal Township10S
Legal Section19
JurisdictionLINCOLN NM
Township / Civil DivisionRUIDOSO
Census Block Group4
Census Block4024
Census Tract960403

Owner

178 Paso Monte Loop is owned by two individuals who bought it in December 2020.

Source: Lincoln County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address880 MARIMBA DR, EL PASO, TX 79912-4950
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2020 · Amount on File
Deed SaleDec 17, 2020 · Amount on File
Deed Document Number20207341
Deed Book / Page2020 / 7341
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NM
Recording DateDec 17, 2020
Property Address178 PASO MONTE LOOP, ALTO, NM 88312-9536
Document Number02020/7341
Book / Page2020 / 7341
Instrument DateDec 15, 2020
Instrument202007341
Transaction TypeTransfer
Record UpdatedDec 19, 2023
Title CompanyALLIANCE ABSTRACT AND TITLE LLC, ALLIANCE ABSTRACT & TTL LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 557, ALTO, NM 88312-0557

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address880 MARIMBA DR, EL PASO, TX 79912-4950

Mortgage

Document Number0202007342
DateDec 17, 2020
Instrument202007342
Lender
NameMFC EQUITY I LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 178 Paso Monte Loop was $4,837.

Source: Lincoln County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateNew Mexico
CountyLincoln County
Unified School DistrictCapitan Municipal Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,708 (-) Land $27,811 Building $160,897$566,124 (-) Land $83,433 Building $482,691
2025$4,837.00$188,708 Land $27,811 Building $160,897$566,124 Land $83,433 Building $482,691
2023$4,703.00$181,236 Land $27,595 Building $153,641$543,708 Land $82,785 Building $460,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Paso Monte Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Paso Monte Loop is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 94% of New Mexico
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCDS RAINMAKERS UTIL LLC RANCHO RUIDOSO
private · serves 877 people · EPA ID NM3521014
Water SourceGroundwater
Last State InspectionJan 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jun 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable
1,000 / 20
Choice Broadband
Fixed Wireless
400 / 80

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Paso Monte Loop

Nearby Streets

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