Marin County property record for 178 Pacheco Ave, Novato, CA 94947
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,542 sqft · built 1981 |
| Lot Size | 2.95 acres (128,800 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $585,000 (Jul 1995) |
| Tax Bill | $11,801 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-230-56 |
| Primary APN | 146-230-56 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,542 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 128,800 sqft |
| Garage Area | 782 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 1,502 sqft |
| Patio Area | 1,502 sqft |
| Heating System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 178 PACHECO AVE |
|---|---|
| City | NOVATO |
| State | CA |
| Zip | 94947-4214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 14 PG 45 LOT 4 |
| Legal Subdivision | PARCEL MAP DIVISION OF PARCEL 2 |
| Legal Lot Number | 4 |
| Jurisdiction | MARIN CA |
| Township / Civil Division | NOVATO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 103200 |
Source: Marin County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 178 PACHECO AVE, NOVATO, CA 94947-4214 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Feb 11, 2020 | Loan Modification, Mortgage BANK OF MARIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 1995 · Amount on Record |
| Deed Sale | Jul 13, 1995 · Amount on Record |
| Deed Document Number | 199531875 |
| Last Transfer Date | May 18, 2006 |
| Transfer Doc | 0000045285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 178 PACHECO AVE, NOVATO, CA 94947-4214 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 178 PACHECO AVE, NOVATO, CA 94947-4214 |
| Document Number | 0000027253 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 2021-0027253 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 178 PACHECO AVE, NOVATO, CA 94947-4214 |
| Document Number | 0000008804 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 178 PACHECO AVE NOVATO CA 949474214, NOVATO, CA 94947-4214 |
| Document Number | 0000008804 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 8804 |
| Name | BANK OF MARIN |
|---|---|
| Type | Bank |
| Address | NOVATO, CA 94948 |
| Term | 12 Months |
|---|---|
| Due | Mar 4, 2021 |
Source: Marin County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Marin County |
| Unified School District | Novato Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $991,194 (+2%) Land $338,870 Building $652,324 | |
| 2025 | $11,801.00 (+3.35%) Homeowner's exemption | $971,761 (+4.04%) Land $332,226 Building $639,535 |
| 2023 | $11,419.00 (+2.86%) Homeowner's exemption | $934,028 Land $319,326 Building $614,702 |
| 2022 | $11,101.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 24 (1982–2023) |
| Claims Outside the SFHA | 14 of 24 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Unwired, Verizon.
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